Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
HOME AVENIR from Ans, company number BE0677623687, closed financial year 2025 with a result of € -32,686 after tax. For that financial year HOME AVENIR recorded a gross margin of € 47,535 and equity of € -7,563. Compared with financial year 2024, the result moved from € -22,449 to € -32,686. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 3, 2026.
€ -7,563
▼ € 32,686 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,686
▼ 46 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,323
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -66,663.
People and assets in 2025
€ 27,814
▲ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 200,241
▼ 12% vs 2024
€ 29,716 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 68,417
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 273
▲ 264% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 62,715 | € 62,244 | € 60,485 | € 47,535 | ▼ 21% |
| Profit after taxes | € 7,428 | € -11,669 | € -22,449 | € -32,686 | ▼ € 10,237 |
| Equity | € 42,297 | € 30,628 | € 25,123 | € -7,563 | ▼ € 32,686 |
| Total debts | € 649,272 | € 661,611 | € 1,143,090 | € 1,133,988 | ▼ 1% |
| Cash | € 2,588 | € 3,120 | € 1,836 | € 1,323 | ▼ 28% |
| Land & buildings | € 476,567 | € 460,642 | € 444,716 | € 428,790 | ▼ 4% |
| Retained profit | € 23,697 | € 12,028 | € -33,977 | € -66,663 | ▼ € 32,686 |
| Bank debt | € 278,109 | € 252,855 | € 226,905 | € 200,241 | ▼ 12% |
| Balance sheet total | € 691,569 | € 692,239 | € 1,168,213 | € 1,126,425 | ▼ 4% |
Key figures of HOME AVENIR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HOME AVENIR?
What happened at HOME AVENIR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 32,686. filed late Source: NBB ↗
- New establishment in Ans. KBO
- MARIE-ANNE CYPERS became a director. NBB
- Start of the company according to the CBE. KBO
- CHRISTIAN CYPERS became a director. NBB
In short
From € 7,428 profit in 2022 to € 32,686 loss in 2025.
Paid € 2,723 in corporate taxes since 2022.
Best year ever: 2022, with € 7,428 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HOME AVENIR are CHRISTIAN CYPERS and MARIE-ANNE CYPERS. It owns 9.1% of INTER HOME itself.
Directors
According to the 2025 annual accounts
since 2017
MARIE-ANNE CYPERS
Associate
since 2017
Establishments
Establishment units
Physical locations of this company
Rue du Parc 20
4432 Ans
Rue du Parc 20 box 1
4432 Ans
Active since 27 June 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0677.623.687
- VAT number
- BE 0677.623.687
- Registered office
- Rue du Parc 20, 4432 Ans
- Names & denominations
- HOME AVENIR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 June 2017
- Peppol
- Active · Active since 28 Dec 2025
- Activities · NACE
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