Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
J2CFM INVEST from Nandrin, company number BE0677614878, closed financial year 2025 with a result of € 6,153 after tax. For that financial year J2CFM INVEST recorded a gross margin of € 26,361 and equity of € -1,423. Compared with financial year 2024, the result moved from € 11,863 to € 6,153. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ -1,423
▲ € 6,153 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,153
▼ 48% vs 2024
Profit after tax over the fiscal year.
€ 20,505
▲ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -11,423.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 138,496
▼ 8% vs 2024
€ 12,464 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 3,796
▲ 136% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 30,467 | € 24,164 | € 31,528 | € 26,361 | ▼ 16% |
| Profit after taxes | € 9,807 | € 3,127 | € 11,863 | € 6,153 | ▼ 48% |
| Equity | € -22,566 | € -19,439 | € -7,576 | € -1,423 | ▲ € 6,153 |
| Total debts | € 219,479 | € 205,186 | € 186,313 | € 177,366 | ▼ 5% |
| Cash | € 6,669 | € 7,622 | € 12,394 | € 20,505 | ▲ 65% |
| Land & buildings | € 188,923 | € 177,246 | € 165,570 | € 153,893 | ▼ 7% |
| Retained profit | € -32,566 | € -29,439 | € -17,576 | € -11,423 | ▲ € 6,153 |
| Bank debt | € 172,549 | € 161,707 | € 149,788 | € 138,496 | ▼ 8% |
| Balance sheet total | € 196,913 | € 185,747 | € 178,738 | € 175,943 | ▼ 2% |
Key figures of J2CFM INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J2CFM INVEST?
What happened at J2CFM INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,153 (▼ 48% vs 2024). filed late Source: NBB ↗
- Jean-Michel ROUSSEAUX became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9,807 profit in 2022 to € 6,153 profit in 2025.
Best year ever: 2024, with € 11,863 profit.
A new publication or filing at J2CFM INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J2CFM INVEST is Jean-Michel ROUSSEAUX. Jean-Michel ROUSSEAUX is also behind MOORES EQUIPMENT.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de Berleur 11
4550 Nandrin
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0677.614.878
- VAT number
- BE 0677.614.878
- Registered office
- Rue de Berleur 11, 4550 Nandrin
- Names & denominations
- J2CFM INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 June 2017
- Peppol
- Not registered