Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AF DESIGN from Roeselare, company number BE0676785925, closed financial year 2025 with a result of € -5,935 after tax. For that financial year AF DESIGN recorded a gross margin of € 262,988 and equity of € 36,337. Compared with financial year 2024, the result moved from € 359 to € -5,935. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 36,337
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,935
▼ still € 359 profit in 2024
Profit after tax over the fiscal year.
€ 28,024
▲ 122% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 34,837.
People and assets in 2025
€ 210,726
▲ 69% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 145,472
▼ 15% vs 2024
Of which on lease € 131,217.
Debts at end 2025
€ 300,779
▲ 6% vs 2024
€ 22,880 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 212,814
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,609
▲ 42% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 133,471 | € 173,220 | € 262,988 | ▲ 52% |
| Profit after taxes | € 43,763 | € 359 | € -5,935 | ▼ € 6,295 |
| Equity | € 41,913 | € 42,272 | € 36,337 | ▼ 14% |
| Total debts | € 271,806 | € 539,783 | € 565,202 | ▲ 5% |
| Cash | € 37,751 | € 12,635 | € 28,024 | ▲ 122% |
| Retained profit | € 40,413 | € 40,772 | € 34,837 | ▼ 15% |
| Bank debt | € 133,718 | € 283,109 | € 300,779 | ▲ 6% |
| Balance sheet total | € 313,719 | € 582,055 | € 601,539 | ▲ 3% |
Key figures of AF DESIGN, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AF DESIGN?
What happened at AF DESIGN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,935 (▼ € 6,295 vs 2024). filed late Source: NBB ↗
- New establishment in Ardooie. KBO
- Frederique Debersaques became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 43,763 profit in 2023 to € 5,935 loss in 2025.
Paid € 19,126 in corporate taxes since 2023.
Best year ever: 2023, with € 43,763 profit.
Management
Behind AF DESIGN is Frederique Debersaques.
Directors
According to the 2025 annual accounts
Frederique Debersaques
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Kachtemsestraat 249
8800 Roeselare
Groenboomgaardstraat 7
8850 Ardooie
Active since 13 June 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0676.785.925
- VAT number
- BE 0676.785.925
- Registered office
- Kachtemsestraat 249, 8800 Roeselare
- Names & denominations
- AF DESIGN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 2017
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- [email protected]
- Activities · NACE
Schrijnwerk