Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fulcrum from Malle, company number BE0676618649, closed financial year 2025 with a result of € -8,373 after tax. For that financial year Fulcrum recorded a gross margin of € 114,812 and equity of € 1,857. Compared with financial year 2024, the result moved from € 4,350 to € -8,373. The company made a loss. The buffer shrank hard: equity is 82 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 1,857
▼ 82% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -8,373
▼ still € 4,350 profit in 2024
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -16,743.
People and assets in 2025
1.6
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 108,947
▲ 25% vs 2024
€ 68,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,046
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 10,106
▲ 2% vs 2024
Loans from banks and other lenders, long and short.
€ 20,508
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 56,547
▲ 51% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,164 | € 46,654 | € 98,632 | € 114,812 | ▲ 16% |
| Profit after taxes | € -5,671 | € -945 | € 4,350 | € -8,373 | ▼ € 12,723 |
| Equity | € 6,825 | € 5,880 | € 10,230 | € 1,857 | ▼ 82% |
| Total debts | € 69,345 | € 97,258 | € 86,848 | € 97,839 | ▲ 13% |
| Cash | € 5 | € 5 | € 5 | € 0 | ▼ 100% |
| Land & buildings | - | € 8,253 | € 7,865 | € 7,477 | ▼ 5% |
| Retained profit | € -11,775 | € -12,720 | € -8,370 | € -16,743 | ▼ € 8,374 |
| Bank debt | € 19,948 | € 8,032 | € 9,881 | € 10,106 | ▲ 2% |
| Balance sheet total | € 76,171 | € 103,138 | € 97,079 | € 99,695 | ▲ 3% |
| Employees (FTE) | 0.5 | 0.6 | 1 | 1.6 | ▲ 0.6 |
Key figures of Fulcrum, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Fulcrum?
What happened at Fulcrum in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 8,374 (▼ € 12,723 vs 2024). Source: NBB ↗
- Jan Steenvoorden became a director. NBB
- UMBRELLA HOLDING BV became a director. NBB
- New establishment in Malle. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,671 loss in 2022 to € 8,374 loss in 2025.
Paid € 2,391 in corporate taxes since 2022.
Best year ever: 2024, with € 4,350 profit.
On average € 71,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Fulcrum are Jan Steenvoorden and UMBRELLA HOLDING BV. It owns 100% of Charlie's Secondhand and 99.8% of StoneTechS itself.
Directors
According to the 2025 annual accounts
since 2023
Director · represented by Delano Steenvoorden
since 2023
Establishments
Establishment units
Physical locations of this company
Hallebaan 109
2390 Malle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0676.618.649
- VAT number
- BE 0676.618.649
- Registered office
- Hallebaan 109, 2390 Malle
- Names & denominations
- Fulcrum
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 June 2017
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- verhoeven-biljarts.be
- Activities · NACE
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