Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 5.8 to 2.
Financials
Financial year 2025
ARCLO from Wervik, company number BE0676520263, closed financial year 2025 with a result of € 39,260 after tax. For that financial year ARCLO recorded a gross margin of € 234,174 and equity of € 143,404. Compared with financial year 2024, the result moved from € 37,459 to € 39,260. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 143,404
▲ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,260
▲ 5% vs 2024
Profit after tax over the fiscal year.
€ 57,427
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 137,204.
People and assets in 2025
2
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 125,314
▼ 25% vs 2024
€ 62,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,110
▼ 47% vs 2024
Of which on lease € 4,444.
Debts at end 2025
€ 360,145
▲ 26% vs 2024
€ 69,867 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 65,632
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,982
▲ 161% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 659,053 | € 271,691 | € 234,174 | ▼ 14% |
| Profit after taxes | € -39,262 | € 37,459 | € 39,260 | ▲ 5% |
| Equity | € 66,684 | € 104,143 | € 143,404 | ▲ 38% |
| Total debts | € 509,964 | € 387,842 | € 451,146 | ▲ 16% |
| Cash | € 64,539 | € 56,036 | € 57,427 | ▲ 2% |
| Land & buildings | € 27,638 | € 26,381 | € 24,288 | ▼ 8% |
| Retained profit | € 60,484 | € 97,943 | € 137,204 | ▲ 40% |
| Bank debt | € 384,687 | € 286,480 | € 360,145 | ▲ 26% |
| Balance sheet total | € 576,648 | € 491,986 | € 594,550 | ▲ 21% |
| Employees (FTE) | 5.8 | 3 | 2 | ▼ 1 |
Key figures of ARCLO, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to ARCLO?
What happened at ARCLO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 39,260 (▲ 5% vs 2024). Source: NBB ↗
- New establishment in Wervik. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,262 loss in 2023 to € 39,260 profit in 2025.
Paid € 4,600 in corporate taxes since 2023.
Best year ever: 2025, with € 39,260 profit.
On average € 117,100 of value added per employee in 2025.
Management
Behind ARCLO is Arsène Cloet.
Directors
According to the 2025 annual accounts
Arsène Cloet
Director
Establishments
Establishment units
Physical locations of this company
Kruisekestraat 274
8940 Wervik
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0676.520.263
- VAT number
- BE 0676.520.263
- Registered office
- Kruisekestraat 274, 8940 Wervik
- Names & denominations
- ARCLO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 2017
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- [email protected]
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