Financials
Financial year 2025
FISMIR from Kortemark, company number BE0676418513, closed financial year 2025 with a result of € 1,701 after tax. For that financial year FISMIR recorded a gross margin of € 69,012 and equity of € 341,247. Compared with financial year 2024, the result moved from € -26,687 to € 1,701. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 341,247
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,701
▲ still € 26,687 loss in 2024
Profit after tax over the fiscal year.
€ 43,440
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 17,833 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 25,476
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 181,495
▼ 10% vs 2024
€ 13,114 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 1,698
▲ € 1,436 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,120
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 71,392 | € 49,187 | € 54,060 | € 69,012 | ▲ 28% |
| Profit after taxes | € 45,694 | € 32,610 | € -26,687 | € 1,701 | ▲ € 28,389 |
| Equity | € 364,621 | € 384,898 | € 357,378 | € 341,247 | ▼ 5% |
| Total debts | € 54,139 | € 36,897 | € 203,887 | € 197,360 | ▼ 3% |
| Cash | € 144,324 | € 126,207 | € 165,836 | € 43,440 | ▼ 74% |
| Land & buildings | € 51,883 | € 52,032 | € 269,046 | € 255,764 | ▼ 5% |
| Retained profit | € 241,209 | € 261,487 | € 233,967 | € 217,835 | ▼ 7% |
| Dividend | € 23,865 | € 12,332 | € 833 | € 17,833 | ▲ € 17,000 |
| Bank debt | € 49,501 | € 31,760 | € 200,629 | € 181,495 | ▼ 10% |
| Balance sheet total | € 419,992 | € 423,027 | € 562,497 | € 539,839 | ▼ 4% |
Key figures of FISMIR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FISMIR?
What happened at FISMIR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,701. Source: NBB ↗
- Inge Ghekiere became a director. NBB
- New establishment in Kortemark. KBO
- Start of the company according to the CBE. KBO
- Frederik Despierre became a director. NBB
In short
From € 45,694 profit in 2022 to € 1,701 profit in 2025.
Paid € 15,934 in corporate taxes since 2022.
Best year ever: 2022, with € 45,694 profit.
Paid out € 54,863 in dividends to the owners in total.
Management
Behind FISMIR are Inge Ghekiere and Frederik Despierre. It owns 11.8% of Houtland Verzekeringen itself.
Directors
According to the 2025 annual accounts
Inge Ghekiere
Bestuurder
since 2023
Frederik Despierre
Bestuurder
since 2017
Establishments
Establishment units
Physical locations of this company
Torhoutstraat 32
8610 Kortemark
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0676.418.513
- VAT number
- BE 0676.418.513
- Registered office
- Torhoutstraat 32, 8610 Kortemark
- Names & denominations
- FISMIR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 May 2017
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van holdings
Holdings
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