Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Crèche Bel Air from Ecaussinnes, company number BE0676395846, closed financial year 2025 with a result of € -55,874 after tax. For that financial year Crèche Bel Air recorded a gross margin of € 1.9 million and equity of € -92,564. Compared with financial year 2024, the result moved from € -71,344 to € -55,874. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ -92,564
▼ € 55,874 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -55,874
▲ 22 % less loss than in 2024
Profit after tax over the fiscal year.
€ 102,586
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
61.9
▲ 4.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.9 million
▲ 1% vs 2024
€ 31,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,580
▼ 79% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 33,117
▲ 216% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 252,843
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 427,137 | - | - | - | |
| Gross margin | € 1,377,501 | € 1,618,273 | € 1,873,493 | € 1,922,321 | ▲ 3% |
| Profit after taxes | € -12,236 | € -27,275 | € -71,344 | € -55,874 | ▲ € 15,470 |
| Equity | € 70,135 | € 38,757 | € -36,690 | € -92,564 | ▼ € 55,874 |
| Total debts | € 359,907 | € 341,265 | € 323,930 | € 387,161 | ▲ 20% |
| Cash | € 165,735 | € 157,623 | € 107,067 | € 102,586 | ▼ 4% |
| Retained profit | € 61,929 | € 34,655 | € -36,690 | € -92,564 | ▼ € 55,874 |
| Balance sheet total | € 430,042 | € 380,023 | € 287,241 | € 294,597 | ▲ 3% |
| Employees (FTE) | 47 | 54.7 | 57.8 | 61.9 | ▲ 4.1 |
Key figures of Crèche Bel Air, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Crèche Bel Air?
What happened at Crèche Bel Air in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Séverine SIMEON stepped down as director. NBB
- Carine Leherte stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 55,874. Source: NBB ↗
- Christophe BAUDOUIN became a director. NBB
- Laetitia PAGNIEAU became a director. NBB
- Julie REMY SPILTOIR became a director. NBB
- Séverine SIMEON became a director. NBB
- Carine Leherte became a director. NBB
In short
From € 12,236 loss in 2022 to € 55,874 loss in 2025.
Paid € 171 in corporate taxes since 2022.
On average € 31,100 of value added per employee in 2025.
Management
Behind Crèche Bel Air are Laetitia PAGNIEAU, Christophe BAUDOUIN and Julie REMY SPILTOIR.
Directors
According to the 2025 annual accounts
Laetitia PAGNIEAU
Director
since 2025
Christophe BAUDOUIN
Director
since 2025
Julie REMY SPILTOIR
Director
since 2025
Carine Leherte
Director
since 2023 · until 2029
Séverine SIMEON
Director
since 2025 · until 2030
Establishments
Establishment units
Physical locations of this company
Rue Bel-Air 18
7190 Ecaussinnes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0676.395.846
- VAT number
- BE 0676.395.846
- Registered office
- Rue Bel-Air 18, 7190 Ecaussinnes
- Names & denominations
- Crèche Bel Air
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 30 May 2017
- Peppol
- Not registered
- Activities · NACE
Kinderdagverblijven en crèches