Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Het Zekerhuis from Damme, company number BE0675980627, closed financial year 2025 with a result of € 11,481 after tax. For that financial year Het Zekerhuis recorded a gross margin of € 385,618 and equity of € 118,876. Compared with financial year 2024, the result moved from € -647 to € 11,481. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 118,876
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,481
▲ still € 647 loss in 2024
Profit after tax over the fiscal year.
€ 16,898
▼ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 112,676.
People and assets in 2025
4
Average over the fiscal year, from the social balance sheet.
€ 229,115
▲ 10% vs 2024
€ 57,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 20,409
▼ 66% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 481,704
▼ 18% vs 2024
€ 91,546 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 62,945
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,782
▼ 31% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 132,023 | € 322,105 | € 348,406 | € 385,618 | ▲ 11% |
| Profit after taxes | € 25,949 | € 36,745 | € -647 | € 11,481 | ▲ € 12,129 |
| Equity | € 71,898 | € 108,042 | € 107,395 | € 118,876 | ▲ 11% |
| Total debts | € 762,126 | € 876,786 | € 681,406 | € 572,597 | ▼ 16% |
| Cash | € 16,946 | € 19,677 | € 84,086 | € 16,898 | ▼ 80% |
| Retained profit | € 65,698 | € 101,842 | € 101,195 | € 112,676 | ▲ 11% |
| Bank debt | € 685,379 | € 673,099 | € 584,787 | € 481,704 | ▼ 18% |
| Balance sheet total | € 834,024 | € 984,828 | € 788,801 | € 691,473 | ▼ 12% |
| Employees (FTE) | - | - | - | 4 |
Key figures of Het Zekerhuis, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Het Zekerhuis?
What happened at Het Zekerhuis in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,481. filed late Source: NBB ↗
- New establishment in Torhout. KBO
- New establishment in Damme. KBO
- Kenny Vereecke became a director. NBB
- Mattijs Hendrik Dewispelaere became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 25,949 profit in 2022 to € 11,481 profit in 2025.
Paid € 46,860 in corporate taxes since 2022.
Best year ever: 2023, with € 36,745 profit.
On average € 96,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Het Zekerhuis are Kenny Vereecke and Mattijs Hendrik Dewispelaere. It owns Zekerhuis Smart Invest itself.
Directors
According to the 2025 annual accounts
since 2017
since 2017
Establishments
Establishment units
Physical locations of this company
Vissersstraat 39 box .01
8340 Damme
Vissersstraat 39 box 1
8340 Damme
Active since 2 October 2017
Vredelaan 29
8820 Torhout
Active since 23 November 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
MICROSOFT-CORP-MSN-AS-BLOCK - Microsoft Corporation, US
Website info
Features
Security
Details
- Company number
- 0675.980.627
- VAT number
- BE 0675.980.627
- Registered office
- Vissersstraat 39 bus .01, 8340 Damme
- Names & denominations
- Het Zekerhuis
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 May 2017
- Peppol
- Active · Active since 29 Jul 2024
- Contact
- zekerhuis.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars