Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BELLEVARDE FINANCIAL from Westerlo, company number BE0675456134, closed financial year 2025 with a result of € 220,703 after tax. For that financial year BELLEVARDE FINANCIAL recorded a gross margin of € 317,770 and equity of € 61,061. Compared with financial year 2024, the result moved from € -156,003 to € 220,703. Profitable, and profit is growing. The buffer shrank hard: equity is 68 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 61,061
▼ 68% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 220,703
▲ still € 156,003 loss in 2024
Profit after tax over the fiscal year.
€ 25,789
▲ 273% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 348,618 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 15,775
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,280
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 69,292
▲ € 69,104 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 254,780 | € 325,524 | € 265,902 | € 317,770 | ▲ 20% |
| Profit after taxes | € -107,378 | € 85,140 | € -156,003 | € 220,703 | ▲ € 376,705 |
| Equity | € 259,840 | € 344,979 | € 188,976 | € 61,061 | ▼ 68% |
| Total debts | € 101,171 | € 24,063 | € 93,114 | € 303,196 | ▲ 226% |
| Cash | € 5,045 | € 3,706 | € 6,909 | € 25,789 | ▲ 273% |
| Land & buildings | € 108,202 | € 106,792 | € 100,829 | € 102,681 | ▲ 2% |
| Retained profit | € 241,240 | € 326,379 | € 170,376 | € 42,461 | ▼ 75% |
| Dividend | € 0 | € 0 | € 0 | € 348,618 | |
| Bank debt | € 75,000 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 361,010 | € 369,042 | € 282,090 | € 364,257 | ▲ 29% |
Key figures of BELLEVARDE FINANCIAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELLEVARDE FINANCIAL?
What happened at BELLEVARDE FINANCIAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 220,703. Source: NBB ↗
- New establishment in Westerlo. KBO
- Start of the company according to the CBE. KBO
In short
From € 107,378 loss in 2022 to € 220,703 profit in 2025.
Paid € 87,684 in corporate taxes since 2022.
Best year ever: 2025, with € 220,703 profit.
Paid out € 348,618 in dividends to the owners in total.
A new publication or filing at BELLEVARDE FINANCIAL? We notify you, reason included.
Follow BELLEVARDE FINANCIALDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BELLEVARDE FINANCIAL is Joachim Van Hemelen. It owns 50% of Explio itself.
Directors
According to the 2025 annual accounts
Joachim Van Hemelen
Director
Also active at: eXplio, O - INVEST, Hybrid Software, HYBRID Software Development
Establishments
Establishment units
Physical locations of this company
Schuurveldstraat 54
2260 Westerlo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0675.456.134
- VAT number
- BE 0675.456.134
- Registered office
- Schuurveldstraat 54, 2260 Westerlo
- Names & denominations
- BELLEVARDE FINANCIAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 2017
- Peppol
- Active · Active since 9 Feb 2026
- Activities · NACE
Overige dienstverlenende activiteiten op het gebied van informatie
Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Adviesbureaus op het gebied van public relations en communicatie