Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
STIF from Wavre, company number BE0674996670, closed financial year 2025 with a result of € -4,761 after tax. For that financial year STIF recorded a gross margin of € 21,943 and equity of € 54,490. Compared with financial year 2024, the result moved from € -19,218 to € -4,761. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 4, 2026.
€ 54,490
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,761
▲ 75 % less loss than in 2024
Profit after tax over the fiscal year.
€ 60,422
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 29,490.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 23,405
▲ 61% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 502
▼ 42% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 15,679
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,494
▲ 169% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 41,968 | € 27,343 | € 933 | € 21,943 | ▲ € 21,010 |
| Profit after taxes | € 21,841 | € 5,744 | € -19,218 | € -4,761 | ▲ € 14,456 |
| Equity | € 72,725 | € 78,469 | € 59,251 | € 54,490 | ▼ 8% |
| Total debts | € 46,431 | € 40,590 | € 35,322 | € 32,908 | ▼ 7% |
| Cash | € 112,000 | € 103,719 | € 63,179 | € 60,422 | ▼ 4% |
| Retained profit | € 47,725 | € 53,469 | € 34,251 | € 29,490 | ▼ 14% |
| Bank debt | € 6,213 | € 4,200 | € 0 | € 0 | |
| Balance sheet total | € 119,156 | € 119,059 | € 94,573 | € 87,398 | ▼ 8% |
Key figures of STIF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STIF?
What happened at STIF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,761. filed late Source: NBB ↗
- New establishment in Wavre. KBO
- Fabio GAUDINO became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 21,841 profit in 2022 to € 4,761 loss in 2025.
Paid € 8,495 in corporate taxes since 2022.
Best year ever: 2022, with € 21,841 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Fabio GAUDINO
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Rue du Commerce 27
1300 Wavre
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0674.996.670
- VAT number
- BE 0674.996.670
- Registered office
- Rue du Commerce 27, 1300 Wavre
- Names & denominations
- STIF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 May 2017
- Peppol
- Active · Active since 19 Jan 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Catering van evenementen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)