Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
PARAAD from Lommel, company number BE0674893633, closed financial year 2024 with a result of € 17,680 after tax. For that financial year PARAAD recorded a gross margin of € 254,322 and equity of € 116,507. Compared with financial year 2023, the result moved from € 1,609 to € 17,680. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2025.
€ 116,507
▲ 18% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,680
▲ € 16,071 vs 2023
Profit after tax over the fiscal year.
€ 2,702
▲ 164% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 97,907.
People and assets in 2024
€ 59,182
▲ 1% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,285
▼ 23% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 606,381
▼ 15% vs 2023
€ 135,621 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 44,642
▲ € 38,372 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 6,549
▼ 37% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 252,473 | € 225,809 | € 223,936 | € 254,322 | ▲ 14% |
| Profit after taxes | € 27,964 | € 3,366 | € 1,609 | € 17,680 | ▲ € 16,071 |
| Equity | € 93,852 | € 97,218 | € 98,827 | € 116,507 | ▲ 18% |
| Total debts | € 821,889 | € 864,023 | € 745,744 | € 681,862 | ▼ 9% |
| Cash | € 23,604 | € 325 | € 1,024 | € 2,702 | ▲ 164% |
| Land & buildings | € 265,792 | € 415,950 | € 386,919 | € 398,334 | ▲ 3% |
| Retained profit | € 75,252 | € 78,618 | € 80,227 | € 97,907 | ▲ 22% |
| Bank debt | € 808,144 | € 840,861 | € 712,649 | € 606,381 | ▼ 15% |
| Balance sheet total | € 915,741 | € 961,240 | € 844,571 | € 798,369 | ▼ 5% |
Key figures of PARAAD, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to PARAAD?
What happened at PARAAD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 17,680 (▲ € 16,071 vs 2023). filed late Source: NBB ↗
- New establishment in Lommel. KBO
- New establishment in Hechtel-Eksel. KBO
- Vanessa Vande Velde became a director. NBB
- Hans Heylen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 27,964 profit in 2021 to € 17,680 profit in 2024.
Paid € 25,595 in corporate taxes since 2021.
Best year ever: 2021, with € 27,964 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PARAAD are Vanessa Vande Velde and Hans Heylen. The same people are also behind Heylen & Vande Velde.
Directors
According to the 2024 annual accounts
since 2017
since 2017
Establishments
Establishment units
Physical locations of this company
Kerkhovensesteenweg 306
3920 Lommel
Houbenweg 53
3940 Hechtel-Eksel
Active since 27 April 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0674.893.633
- VAT number
- BE 0674.893.633
- Registered office
- Kerkhovensesteenweg 306, 3920 Lommel
- Names & denominations
- PARAAD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 April 2017
- Peppol
- Active · Active since 28 Dec 2025
- Contact
- paraad.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars