Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Immo L&L from Saint-Georges-sur-Meuse, company number BE0674623419, closed financial year 2025 with a result of € 23,868 after tax. For that financial year Immo L&L recorded a gross margin of € 65,819 and equity of € 15,621. Compared with financial year 2024, the result moved from € 22,136 to € 23,868. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 28, 2026.
€ 15,621
▲ € 23,856 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 23,868
▲ 8% vs 2024
Profit after tax over the fiscal year.
€ 40,987
▲ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -2,979.
People and assets in 2025
€ 1,603
▼ 46% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 351,058
▼ 9% vs 2024
€ 38,566 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 3,867
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,544
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 46,384 | € 61,435 | € 63,987 | € 65,819 | ▲ 3% |
| Profit after taxes | € 9,380 | € 18,799 | € 22,136 | € 23,868 | ▲ 8% |
| Equity | € -49,170 | € -30,371 | € -8,235 | € 15,621 | ▲ € 23,856 |
| Total debts | € 749,049 | € 714,122 | € 669,052 | € 624,576 | ▼ 7% |
| Cash | € 24,084 | € 26,513 | € 33,420 | € 40,987 | ▲ 23% |
| Land & buildings | € 627,395 | € 602,451 | € 577,508 | € 552,565 | ▼ 4% |
| Retained profit | € -67,770 | € -48,971 | € -26,835 | € -2,979 | ▲ € 23,856 |
| Bank debt | € 451,846 | € 420,651 | € 386,176 | € 351,058 | ▼ 9% |
| Balance sheet total | € 699,879 | € 683,751 | € 660,817 | € 640,197 | ▼ 3% |
Key figures of Immo L&L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immo L&L?
What happened at Immo L&L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 23,868 (▲ 8% vs 2024). Source: NBB ↗
- New establishment in Saint-Georges-sur-Meuse. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,380 profit in 2022 to € 23,868 profit in 2025.
Best year ever: 2025, with € 23,868 profit.
Management
Behind Immo L&L are Fabrizio LO VETERE and Giovanni LO VETERE .
Directors
According to the 2025 annual accounts
Fabrizio LO VETERE
Administrator-manager
Giovanni LO VETERE
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Rue Large Ruelle 1 box A
4470 Saint-Georges-sur-Meuse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0674.623.419
- VAT number
- BE 0674.623.419
- Registered office
- Rue Large Ruelle 1 bus A, 4470 Saint-Georges-sur-Meuse
- Names & denominations
- Immo L&L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 April 2017
- Peppol
- Active · Active since 14 Nov 2025
- Contact
- [email protected] +32495415727
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen