Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HAVEN SURF from Antwerpen, company number BE0672914338, closed financial year 2025 with a result of € 13,374 after tax. For that financial year HAVEN SURF recorded a gross margin of € 128,467 and equity of € 148,431. Compared with financial year 2024, the result moved from € 21,089 to € 13,374. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 22, 2026.
€ 148,431
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,374
▼ 37% vs 2024
Profit after tax over the fiscal year.
€ 27,150
▼ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
2.3
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 85,215
▲ 21% vs 2024
€ 37,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 64,584
▲ € 61,437 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 279,630
▲ 40% vs 2024
€ 26,834 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 154,291
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,167
▼ 43% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 117,269 | € 162,453 | € 122,622 | € 128,467 | ▲ 5% |
| Profit after taxes | € 36,057 | € 24,676 | € 21,089 | € 13,374 | ▼ 37% |
| Equity | € 134,292 | € 143,968 | € 150,057 | € 148,431 | ▼ 1% |
| Total debts | € 283,867 | € 354,448 | € 414,157 | € 498,871 | ▲ 20% |
| Cash | € 18,911 | € 1,316 | € 98,028 | € 27,150 | ▼ 72% |
| Retained profit | € 14,292 | € 23,968 | € 30,057 | € 28,431 | ▼ 5% |
| Dividend | € 18,000 | € 15,000 | € 15,000 | € 15,000 | |
| Bank debt | € 75,483 | € 137,654 | € 200,291 | € 279,630 | ▲ 40% |
| Balance sheet total | € 418,159 | € 498,416 | € 564,214 | € 647,302 | ▲ 15% |
| Employees (FTE) | 1 | - | 2 | 2.3 | ▲ 0.3 |
Key figures of HAVEN SURF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to HAVEN SURF?
What happened at HAVEN SURF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,374 (▼ 37% vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 36,057 profit in 2022 to € 13,374 profit in 2025.
Paid € 25,439 in corporate taxes since 2022.
Best year ever: 2022, with € 36,057 profit.
On average € 55,900 of value added per employee in 2025.
A new publication or filing at HAVEN SURF? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of WEST DIEP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HAVEN SURFBehind HAVEN SURF are Julie Grangé and Filip Van Moerkercke. The shares are held by WEST DIEP (49.6%).
Directors
According to the 2025 annual accounts
Shareholders
49.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Volkstraat 18
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0672.914.338
- VAT number
- BE 0672.914.338
- Registered office
- Volkstraat 18, 2000 Antwerpen
- Names & denominations
- HAVEN SURF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 March 2017
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen
Detailhandel in overige sportartikelen
Groothandel in kleding, met uitzondering van werk- en onderkleding
Groothandel in sport- en kampeerartikelen, met uitzondering van fietsen
Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels
Detailhandel in herenbovenkleding in gespecialiseerde winkels