What is the address of PAC & FIN?

The registered office of PAC & FIN is located at Rue de la Gendarmerie 53, 4560 Clavier.

Is PAC & FIN still active?

Yes. According to the CBE (30 October 2026) PAC & FIN is active, legal situation “Normale toestand”, started on 20 February 2017.

Is PAC & FIN registered on Peppol?

Yes, PAC & FIN is registered on the Peppol network with ID 0208:0671626713.

What is the enterprise number of PAC & FIN?

The enterprise number of PAC & FIN is BE0671626713.

When was PAC & FIN founded?

PAC & FIN was founded on 20 February 2017.

Who are the directors of PAC & FIN?

According to the 2025 annual accounts, the directors of PAC & FIN are: Marie-Christine Laval.

Is PAC & FIN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 February 2017; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did PAC & FIN make in 2025?

PAC & FIN posted a profit after taxes of € 153,266 in financial year 2025.

What is the revenue of PAC & FIN?

As a small company, PAC & FIN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 194,436.

How many employees does PAC & FIN have?

According to the 2025 annual accounts, PAC & FIN has 0 full-time equivalents (FTE).

PAC & FIN (Private Limited) - Clavier - BE0671626713

Q: What does PAC & FIN do?

PAC & FIN is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 20 February 2017, 1 establishment.

Dossier PAC & FIN, printed on 30 October 2026 from databakkes.be/en/0671626713/pac-fin. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

PAC & FIN from Clavier, company number BE0671626713, closed financial year 2025 with a result of € 153,266 after tax. For that financial year PAC & FIN recorded a gross margin of € 194,436 and equity of € 293,619. Compared with financial year 2024, the result moved from € 26,547 to € 153,266. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.

What it is worth Growing

€ 293,619

▲ 95% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 153,266

▲ € 126,719 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 132,332

▲ € 108,640 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 10,000 paid out

7 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 2,827

▼ 71% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,488

▲ 37% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 34,838

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 39,396 Gross margin 2022: € 39,396 First fiscal year in the series	€ 38,643 Gross margin 2023: € 38,643 ▼ 2% vs 2022 (€ 39,396) Unfavourable step	€ 31,070 Gross margin 2024: € 31,070 ▼ 20% vs 2023 (€ 38,643) Unfavourable step	€ 194,436 Gross margin 2025: € 194,436 ▲ € 163,366 vs 2024 (€ 31,070) Favourable step	▲ € 163,366
Profit after taxes	€ 20,798 Profit after taxes 2022: € 20,798 First fiscal year in the series	€ 21,260 Profit after taxes 2023: € 21,260 ▲ 2% vs 2022 (€ 20,798) Favourable step	€ 26,547 Profit after taxes 2024: € 26,547 ▲ 25% vs 2023 (€ 21,260) Favourable step	€ 153,266 Profit after taxes 2025: € 153,266 ▲ € 126,719 vs 2024 (€ 26,547) Favourable step	▲ € 126,719
Equity	€ 130,147 Equity 2022: € 130,147 First fiscal year in the series	€ 151,407 Equity 2023: € 151,407 ▲ 16% vs 2022 (€ 130,147) Favourable step	€ 150,354 Equity 2024: € 150,354 ▼ 1% vs 2023 (€ 151,407) Unfavourable step	€ 293,619 Equity 2025: € 293,619 ▲ 95% vs 2024 (€ 150,354) Favourable step	▲ 95%
Total debts	€ 49,062 Total debts 2022: € 49,062 First fiscal year in the series	€ 20,286 Total debts 2023: € 20,286 ▼ 59% vs 2022 (€ 49,062) Favourable step	€ 4,338 Total debts 2024: € 4,338 ▼ 79% vs 2023 (€ 20,286) Favourable step	€ 49,426 Total debts 2025: € 49,426 ▲ € 45,088 vs 2024 (€ 4,338) Unfavourable step	▲ € 45,088
Cash	€ 7,445 Cash 2022: € 7,445 First fiscal year in the series	€ 1,543 Cash 2023: € 1,543 ▼ 79% vs 2022 (€ 7,445) Unfavourable step	€ 23,692 Cash 2024: € 23,692 ▲ € 22,149 vs 2023 (€ 1,543) Favourable step	€ 132,332 Cash 2025: € 132,332 ▲ € 108,640 vs 2024 (€ 23,692) Favourable step	▲ € 108,640
Retained profit	€ 111,547 Retained profit 2022: € 111,547 First fiscal year in the series	€ 132,807 Retained profit 2023: € 132,807 ▲ 19% vs 2022 (€ 111,547) Favourable step	€ 131,754 Retained profit 2024: € 131,754 ▼ 1% vs 2023 (€ 132,807) Unfavourable step	€ 275,019 Retained profit 2025: € 275,019 ▲ 109% vs 2024 (€ 131,754) Favourable step	▲ 109%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 27,600 Dividend 2024: € 27,600 Unchanged (€ 0) Unchanged	€ 10,000 Dividend 2025: € 10,000 ▼ 64% vs 2024 (€ 27,600) Unchanged	▼ 64%
Bank debt	€ 40,409 Bank debt 2022: € 40,409 First fiscal year in the series	€ 16,425 Bank debt 2023: € 16,425 ▼ 59% vs 2022 (€ 40,409) Favourable step	€ 2,937 Bank debt 2024: € 2,937 ▼ 82% vs 2023 (€ 16,425) Favourable step	€ 0 Bank debt 2025: € 0 ▼ 100% vs 2024 (€ 2,937) Favourable step	▼ 100%
Balance sheet total	€ 179,209 Balance sheet total 2022: € 179,209 First fiscal year in the series	€ 171,692 Balance sheet total 2023: € 171,692 ▼ 4% vs 2022 (€ 179,209) Unchanged	€ 154,691 Balance sheet total 2024: € 154,691 ▼ 10% vs 2023 (€ 171,692) Unchanged	€ 343,046 Balance sheet total 2025: € 343,046 ▲ 122% vs 2024 (€ 154,691) Unchanged	▲ 122%

Key figures of PAC & FIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PAC & FIN?

What happened at PAC & FIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 15, 2026 New annual accounts for financial year 2025: profit of € 153,266 (▲ € 126,719 vs 2024). Source: NBB ↗
Jul 1, 2017 New establishment in Clavier. KBO
Feb 20, 2017 Start of the company according to the CBE. KBO

In short

From € 20,798 profit in 2022 to € 153,266 profit in 2025.

Paid € 75,169 in corporate taxes since 2022.

Best year ever: 2025, with € 153,266 profit.

Paid out € 37,600 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Marie-Christine Laval

PAC & FIN

Behind PAC & FIN is Marie-Christine Laval.

Directors

According to the 2025 annual accounts

Marie-Christine Laval

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Gendarmerie 53

4560 Clavier

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

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€ 442,553 gross margin · 2025

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€ 175,639 gross margin · 2025

GROUPE D.J.

BWCG

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0671.626.713

VAT number

BE 0671.626.713

Registered office

Rue de la Gendarmerie 53, 4560 Clavier

Names & denominations

PAC & FIN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

20 February 2017

Peppol

Active · Active since 7 Oct 2025

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Activiteiten van verzekeringsagenten en -makelaars

Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

PAC & FIN

Financials

What happened to PAC & FIN?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions