Active · per the CBE, 30 October 2026

PAC & FIN

BE0671626713

Rechtspersoon Private limited company 1 establishment

PAC & FIN is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 20 February 2017, 1 establishment.

Rue de la Gendarmerie 53, 4560 Clavier

Behind the company: Marie-Christine Laval.

Active for

9 year, 8 months

Financials

Financial year 2025

PAC & FIN from Clavier, company number BE0671626713, closed financial year 2025 with a result of € 153,266 after tax. For that financial year PAC & FIN recorded a gross margin of € 194,436 and equity of € 293,619. Compared with financial year 2024, the result moved from € 26,547 to € 153,266. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.

What it is worth Growing

€ 293,619

▲ 95% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 153,266

▲ € 126,719 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 132,332

▲ € 108,640 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 10,000 paid out

7 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 2,827

▼ 71% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 1,488

▲ 37% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 34,838

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 39,396 € 38,643 € 31,070 € 194,436 ▲ € 163,366
Profit after taxes € 20,798 € 21,260 € 26,547 € 153,266 ▲ € 126,719
Equity € 130,147 € 151,407 € 150,354 € 293,619 ▲ 95%
Total debts € 49,062 € 20,286 € 4,338 € 49,426 ▲ € 45,088
Cash € 7,445 € 1,543 € 23,692 € 132,332 ▲ € 108,640
Retained profit € 111,547 € 132,807 € 131,754 € 275,019 ▲ 109%
Dividend € 0 € 0 € 27,600 € 10,000 ▼ 64%
Bank debt € 40,409 € 16,425 € 2,937 € 0 ▼ 100%
Balance sheet total € 179,209 € 171,692 € 154,691 € 343,046 ▲ 122%

Key figures of PAC & FIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PAC & FIN?

What happened at PAC & FIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 153,266 (▲ € 126,719 vs 2024). Source: NBB ↗
  • New establishment in Clavier. KBO
  • Start of the company according to the CBE. KBO

In short

From € 20,798 profit in 2022 to € 153,266 profit in 2025.

Paid € 75,169 in corporate taxes since 2022.

Best year ever: 2025, with € 153,266 profit.

Paid out € 37,600 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Marie-Christine Laval
PAC & FIN

Behind PAC & FIN is Marie-Christine Laval.

Directors

According to the 2025 annual accounts

Marie-Christine Laval

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Gendarmerie 53

4560 Clavier

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

CONDROZ CONSULT

€ 442,553 gross margin · 2025

CONDROZ CONSULT ASSURANCES

€ 175,639 gross margin · 2025

GROUPE D.J.

BWCG

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0671.626.713
VAT number
BE 0671.626.713
Registered office
Rue de la Gendarmerie 53, 4560 Clavier
Names & denominations
PAC & FIN
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
20 February 2017
Peppol
Active · Active since 7 Oct 2025
Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Activiteiten van verzekeringsagenten en -makelaars

Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

Frequently asked questions

What does PAC & FIN do?
PAC & FIN is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 20 February 2017, 1 establishment.
What is the address of PAC & FIN?
The registered office of PAC & FIN is located at Rue de la Gendarmerie 53, 4560 Clavier.
Is PAC & FIN still active?
Yes. According to the CBE (30 October 2026) PAC & FIN is active, legal situation “Normale toestand”, started on 20 February 2017.
Is PAC & FIN registered on Peppol?
Yes, PAC & FIN is registered on the Peppol network with ID 0208:0671626713.
What is the enterprise number of PAC & FIN?
The enterprise number of PAC & FIN is BE0671626713.
When was PAC & FIN founded?
PAC & FIN was founded on 20 February 2017.