Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
VVS INSURE from Etterbeek, company number BE0671504868, closed financial year 2024 with a result of € -1,840 after tax. For that financial year VVS INSURE recorded a gross margin of € -1,114 and equity of € 85,359. Compared with financial year 2023, the result moved from € -28,687 to € -1,840. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2025.
€ 85,359
▼ 2% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,840
▲ 94 % less loss than in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 79,159.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
€ 15,544
Loans from banks and other lenders, long and short.
€ 24,950
▲ 1% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 76,106 | € -134 | € -720 | € -1,114 | ▼ € 393 |
| Profit after taxes | € 39,897 | € -10,582 | € -28,687 | € -1,840 | ▲ € 26,847 |
| Equity | € 126,468 | € 115,886 | € 87,199 | € 85,359 | ▼ 2% |
| Total debts | € 91,346 | € 77,102 | € 40,236 | € 40,494 | ▲ 1% |
| Land & buildings | € 25,112 | € 20,409 | € 0 | - | |
| Retained profit | € 120,268 | € 109,686 | € 80,999 | € 79,159 | ▼ 2% |
| Bank debt | € 24,624 | € 31,632 | € 15,544 | € 15,544 | |
| Balance sheet total | € 217,814 | € 192,988 | € 127,435 | € 125,853 | ▼ 1% |
| Employees (FTE) | 1 | 1 | - | - |
Key figures of VVS INSURE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to VVS INSURE?
What happened at VVS INSURE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 1,840. filed late Source: NBB ↗
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,897 profit in 2021 to € 1,840 loss in 2024.
Paid € 15,401 in corporate taxes since 2021.
Best year ever: 2021, with € 39,897 profit.
On average € 76,100 of value added per employee in 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Gustaaf VERBORGT
Director
Establishments
Establishment units
Physical locations of this company
Priester Cuypersstraat 3
1040 Etterbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0671.504.868
- VAT number
- BE 0671.504.868
- Registered office
- Priester Cuypersstraat 3, 1040 Etterbeek
- Names & denominations
- VVS INSURE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 February 2017
- Peppol
- Active · Active since 2 Jan 2026
- Activities · NACE
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