Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RIBABOR from Namur, company number BE0670469740, closed financial year 2025 with a result of € 144,588 after tax. For that financial year RIBABOR recorded a gross margin of € 901,302 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 259,818 to € 144,588. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 1.2 million
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 144,588
▼ 44% vs 2024
Profit after tax over the fiscal year.
€ 532,226
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 885,768.
People and assets in 2025
11.3
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 458,097
▲ 8% vs 2024
€ 40,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 130,011
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▼ 15% vs 2024
€ 182,000 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 293,658
▲ 44% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,171
▼ 28% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 6,030,472 | € 6,819,004 | - | |
| Gross margin | € 670,000 | € 792,663 | € 1,011,187 | € 901,302 | ▼ 11% |
| Profit after taxes | € 39,150 | € 154,399 | € 259,818 | € 144,588 | ▼ 44% |
| Equity | € 853,434 | € 1,007,832 | € 1,091,180 | € 1,235,768 | ▲ 13% |
| Total debts | € 2,873,153 | € 2,792,739 | € 2,812,144 | € 2,631,321 | ▼ 6% |
| Cash | € 143,226 | € 253,616 | € 435,648 | € 532,226 | ▲ 22% |
| Land & buildings | € 2,258,917 | € 2,176,480 | € 2,103,032 | € 2,052,670 | ▼ 2% |
| Retained profit | € 503,434 | € 657,832 | € 741,180 | € 885,768 | ▲ 20% |
| Dividend | € 39,000 | € 0 | € 176,471 | € 0 | ▼ 100% |
| Bank debt | € 2,006,999 | € 1,990,999 | € 1,722,999 | € 1,460,999 | ▼ 15% |
| Balance sheet total | € 3,726,587 | € 3,800,571 | € 3,903,324 | € 3,867,089 | ▼ 1% |
| Employees (FTE) | 8.6 | 9.2 | 10.6 | 11.3 | ▲ 0.7 |
Key figures of RIBABOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RIBABOR?
What happened at RIBABOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 144,588 (▼ 44% vs 2024). Source: NBB ↗
- BAUDOUIN BORMANS became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,150 profit in 2022 to € 144,588 profit in 2025.
Paid € 262,123 in corporate taxes since 2022.
Best year ever: 2024, with € 259,818 profit.
On average € 79,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
BAUDOUIN BORMANS
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de Gembloux(RH) 670
5020 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0670.469.740
- VAT number
- BE 0670.469.740
- Registered office
- Rue de Gembloux(RH) 670, 5020 Namur
- Names & denominations
- RIBABOR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 2017
- Peppol
- Active · Active since 26 May 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)