Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
37 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
MONHOR from Mons, company number BE0669699381, closed financial year 2025 with a result of € 26,679 after tax. For that financial year MONHOR recorded a gross margin of € 447,370 and equity of € 94,187. Compared with financial year 2024, the result moved from € 71,483 to € 26,679. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 94,187
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,679
▼ 63% vs 2024
Profit after tax over the fiscal year.
€ 45,468
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 25,000 paid out
94 % of the profit went to the shareholders, mostly to TRADITIONAL BREAD BELGIUM (100 % of the shares). That is where the money ends up.
People and assets in 2025
9.3
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 338,760
▼ 1% vs 2024
€ 36,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 36,179
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 165,503
▲ 265% vs 2024
€ 33,106 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 58,063
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 47,068
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 439,573 | € 520,272 | € 494,250 | € 447,370 | ▼ 9% |
| Profit after taxes | € 28,677 | € 90,381 | € 71,483 | € 26,679 | ▼ 63% |
| Equity | € 65,645 | € 91,026 | € 92,509 | € 94,187 | ▲ 2% |
| Total debts | € 360,715 | € 318,129 | € 259,719 | € 442,223 | ▲ 70% |
| Cash | € 43,287 | € 29,065 | € 51,693 | € 45,468 | ▼ 12% |
| Retained profit | € 4,145 | € 29,526 | € 31,009 | € 32,687 | ▲ 5% |
| Dividend | € 0 | € 65,000 | € 70,000 | € 25,000 | ▼ 64% |
| Bank debt | € 209,682 | € 120,720 | € 45,395 | € 165,503 | ▲ 265% |
| Balance sheet total | € 426,360 | € 409,155 | € 352,228 | € 536,410 | ▲ 52% |
| Employees (FTE) | 9.1 | 9.9 | 9.9 | 9.3 | ▼ 0.6 |
Key figures of MONHOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONHOR?
What happened at MONHOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Rik RENMANS stepped down as director. NBB
- Jeoffrey BOVY stepped down as director. NBB
- Laurent MENISSEZ stepped down as director. NBB
- Annouck VALLIN stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 26,679 (▼ 63% vs 2024). Source: NBB ↗
- Annouck VALLIN became a director. NBB
- Rik RENMANS became a director. NBB
- Jeoffrey BOVY became a director. NBB
In short
From € 28,677 profit in 2022 to € 26,679 profit in 2025.
Paid € 79,900 in corporate taxes since 2022.
Best year ever: 2023, with € 90,381 profit.
On average € 48,100 of value added per employee in 2025.
A new publication or filing at MONHOR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of TRADITIONAL BREAD BELGIUM, Financière L.M. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MONHORThe shares are held by TRADITIONAL BREAD BELGIUM (100%) and Financière L.M. (0.3%).
Directors
According to the 2025 annual accounts
Rik RENMANS
Director
Also active at: FIDUCIAIRE BOVY, QUALITY MEAT RENMANS, IMMO FRACEN, TRANSMEAT, BRABHOLD, FRERINI, TRADITIONAL BREAD BELGIUM, FRABHOLD +34 more
since 2022 · until 2028
Jeoffrey BOVY
Director
Also active at: FIDUCIAIRE BOVY, QUALITY MEAT RENMANS, IMMO FRACEN, TRANSMEAT, BRABHOLD, INVEST SIMABRES, TRADITIONAL BREAD BELGIUM, FRABHOLD +34 more
since 2022 · until 2028
Laurent MENISSEZ
Director
Also active at: LM Lombard Street, TRADITIONAL BREAD BELGIUM, GENPAP, LOUCOR, MARMAS, MONBAU, COUCOM, BOULOV +26 more
since 2022 · until 2028
Shareholders
0.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place de St Symphorien 24
7030 Mons
Route de Mons 171
7301 Boussu
Active since 25 January 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 37 companies are registered at this address.
All companies at this address →TRADITIONAL BREAD BELGIUM same network
€ 1.7 million revenue · 2025
GENPAP same network
€ 619,925 gross margin · 2025
LOUCOR same network
€ 600,843 gross margin · 2025
MARMAS same network
€ 483,368 gross margin · 2025
MONBAU same network
€ 470,418 gross margin · 2025
+32 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0669.699.381
- VAT number
- BE 0669.699.381
- Registered office
- Place de St Symphorien 24, 7030 Mons
- Names & denominations
- MONHOR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 January 2017
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Detailhandel in dranken, algemeen assortiment
Detailhandel in brood en banketbakkerswerk (koude bakkers)