Financials
Financial year 2025
CONCEPT & CO from Kortrijk, company number BE0668933279, closed financial year 2025 with a result of € 159,259 after tax. For that financial year CONCEPT & CO recorded a gross margin of € 347,905 and equity of € 774,895. Compared with financial year 2024, the result moved from € 184,629 to € 159,259. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 774,895
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 159,259
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 238,007
▲ € 196,628 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 80,000 paid out
50 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
1.4
▼ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 66,126
▼ 24% vs 2024
€ 47,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 36,030
▼ 21% vs 2024
Of which on lease € 29,412.
Debts at end 2025
€ 477,510
▼ 12% vs 2024
€ 58,553 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 55,246
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 71,641
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 427,989 | € 387,433 | € 429,793 | € 347,905 | ▼ 19% |
| Profit after taxes | € 211,256 | € 155,924 | € 184,629 | € 159,259 | ▼ 14% |
| Equity | € 445,083 | € 601,007 | € 695,636 | € 774,895 | ▲ 11% |
| Total debts | € 1,135,813 | € 1,225,837 | € 1,104,125 | € 900,944 | ▼ 18% |
| Cash | € 113,018 | € 84,783 | € 41,379 | € 238,007 | ▲ € 196,628 |
| Land & buildings | € 646,429 | € 621,425 | € 591,142 | € 561,535 | ▼ 5% |
| Retained profit | € 426,483 | € 582,407 | € 677,036 | € 756,295 | ▲ 12% |
| Dividend | € 178,200 | € 0 | € 90,000 | € 80,000 | ▼ 11% |
| Bank debt | € 860,515 | € 781,608 | € 544,683 | € 477,510 | ▼ 12% |
| Balance sheet total | € 1,580,896 | € 1,826,845 | € 1,799,761 | € 1,675,839 | ▼ 7% |
| Employees (FTE) | 2.4 | 2.1 | 2.1 | 1.4 | ▼ 0.7 |
Key figures of CONCEPT & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CONCEPT & CO?
What happened at CONCEPT & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 159,259 (▼ 14% vs 2024). Source: NBB ↗
- New establishment in Wevelgem. KBO
- New establishment in Kortrijk. KBO
- Karen Cambie became a director. NBB
- Start of the company according to the CBE. KBO
- Wim Motte became a director. NBB
In short
From € 211,256 profit in 2022 to € 159,259 profit in 2025.
Paid € 225,388 in corporate taxes since 2022.
Best year ever: 2022, with € 211,256 profit.
On average € 248,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CONCEPT & CO are Karen Cambie and Wim Motte.
Directors
According to the 2025 annual accounts
Karen Cambie
Director
since 2019
Wim Motte
Director
since 2017
Establishments
Establishment units
Physical locations of this company
Oudenaardsesteenweg(Kor) 46
8500 Kortrijk
Kortrijkstraat 370
8560 Wevelgem
Active since 17 March 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0668.933.279
- VAT number
- BE 0668.933.279
- Registered office
- Oudenaardsesteenweg(Kor) 46, 8500 Kortrijk
- Names & denominations
- CONCEPT & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 January 2017
- Peppol
- Active · Active since 18 Jun 2025
- Contact
- bikeconcept.be +32 56414166
- Activities · NACE
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