Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMET TEMSE from Temse, company number BE0668745912, closed financial year 2025 with a result of € 273,417 after tax. For that financial year SMET TEMSE recorded a gross margin of € 563,485 and equity of € 60,123. Compared with financial year 2024, the result moved from € 262,879 to € 273,417. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 22, 2025.
€ 60,123
▲ 173% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 273,417
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 48,219
▼ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 235,294 paid out
86 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
3.4
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 164,575
€ 48,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 69,849
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 74,329
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 82,757
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 369,839 | € 369,829 | € 595,136 | € 563,485 | ▼ 5% |
| Profit after taxes | € 116,024 | € 128,129 | € 262,879 | € 273,417 | ▲ 4% |
| Equity | € 100,552 | € 118,681 | € 22,000 | € 60,123 | ▲ 173% |
| Total debts | € 351,077 | € 291,446 | € 557,107 | € 548,862 | ▼ 1% |
| Cash | € 61,501 | € 17,566 | € 204,892 | € 48,219 | ▼ 76% |
| Retained profit | € 80,552 | € 98,681 | € 2,000 | € 40,123 | ▲ € 38,123 |
| Dividend | € 110,000 | € 110,000 | € 359,560 | € 235,294 | ▼ 35% |
| Bank debt | € 75,502 | € 43,499 | € 19,917 | € 0 | ▼ 100% |
| Balance sheet total | € 451,629 | € 410,127 | € 579,107 | € 608,985 | ▲ 5% |
| Employees (FTE) | - | 3.1 | 3.5 | 3.4 | ▼ 0.1 |
Key figures of SMET TEMSE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SMET TEMSE?
What happened at SMET TEMSE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 273,417 (▲ 4% vs 2024). Source: NBB ↗
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 116,024 profit in 2022 to € 273,417 profit in 2025.
Paid € 244,195 in corporate taxes since 2022.
Best year ever: 2025, with € 273,417 profit.
On average € 165,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SMET TEMSE are Jan Smet and Tom Smet. Tom Smet is also behind CARROSSERIE LUC SMET.
Directors
According to the 2025 annual accounts
Jan Smet
Director
Establishments
Establishment units
Physical locations of this company
Haverheidelaan 1
9140 Temse
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
TRANSIP-AS Amsterdam, the Netherlands, NL
Website info
Features
Security
Details
- Company number
- 0668.745.912
- VAT number
- BE 0668.745.912
- Registered office
- Haverheidelaan 1, 9140 Temse
- Names & denominations
- SMET TEMSE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 January 2017
- Peppol
- Active · Active since 12 Sept 2025
- Contact
- smettemse.be
- Activities · NACE
Carrosserieherstelling (inclusief spuiten en verven)
Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)
Carrosserieherstelling
Detailhandel in onderdelen en accessoires van motorvoertuigen
Vervaardiging van aanhangwagens, opleggers en caravans
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Adviesbureaus op het gebied van public relations en communicatie
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