Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Actio S&E from Bertem, company number BE0668699291, closed financial year 2025 with a result of € 21,544 after tax. For that financial year Actio S&E recorded a gross margin of € 30,753 and equity of € 71,657. Compared with financial year 2024, the result moved from € -308 to € 21,544. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 71,657
▲ 43% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,544
▲ still € 308 loss in 2024
Profit after tax over the fiscal year.
€ 5,601
▲ € 5,598 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 56,657.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 73,788
▼ 13% vs 2024
€ 20,170 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 638
▲ 130% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,421
▼ 33% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,040 | € 5,996 | € 1,632 | € 30,753 | ▲ € 29,122 |
| Profit after taxes | € 524 | € 2,968 | € -308 | € 21,544 | ▲ € 21,852 |
| Equity | € 47,453 | € 50,421 | € 50,113 | € 71,657 | ▲ 43% |
| Total debts | € 120,590 | € 115,917 | € 103,730 | € 97,924 | ▼ 6% |
| Cash | € 1,729 | € 3,284 | € 3 | € 5,601 | ▲ € 5,598 |
| Retained profit | € 32,453 | € 35,421 | € 35,113 | € 56,657 | ▲ 61% |
| Bank debt | € 107,250 | € 107,250 | € 84,750 | € 73,788 | ▼ 13% |
| Balance sheet total | € 168,042 | € 166,338 | € 153,843 | € 169,581 | ▲ 10% |
Key figures of Actio S&E, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Actio S&E?
What happened at Actio S&E in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,544. filed late Source: NBB ↗
- New establishment in Bertem. KBO
- Start of the company according to the CBE. KBO
In short
From € 524 profit in 2022 to € 21,544 profit in 2025.
Paid € 14,469 in corporate taxes since 2022.
Best year ever: 2025, with € 21,544 profit.
Management
Behind Actio S&E is Mark Saenen. It owns 50% of PRODEM itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kruisstraat 62
3061 Bertem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0668.699.291
- VAT number
- BE 0668.699.291
- Registered office
- Kruisstraat 62, 3061 Bertem
- Names & denominations
- Actio S&E
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 January 2017
- Peppol
- Active · Active since 25 Jul 2025
- Contact
- [email protected]
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