Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
Financials
Financial year 2026
Panemco from Vosselaar, company number BE0668661580, closed financial year 2026 with a result of € -9,441 after tax. For that financial year Panemco recorded a gross margin of € 48,493 and equity of € 4,171. Compared with financial year 2025, the result moved from € -4,402 to € -9,441. The company made a loss. The buffer shrank hard: equity is 69 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 8, 2026.
€ 4,171
▼ 69% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,441
▼ 114 % more loss than in 2025
Profit after tax over the fiscal year.
€ 7,331
▼ 3% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2,029.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 47,863
▲ 40% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,958
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 30,500
▲ € 28,330 vs 2025
Loans from banks and other lenders, long and short.
€ 5,351
▲ 23% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 5,622
▼ 4% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 30,609 | € 27,875 | € 35,252 | € 48,493 | ▲ 38% |
| Profit after taxes | € 6,007 | € 1,035 | € -4,402 | € -9,441 | ▼ € 5,039 |
| Equity | € 16,980 | € 18,014 | € 13,612 | € 4,171 | ▼ 69% |
| Total debts | € 36,140 | € 21,639 | € 21,983 | € 43,949 | ▲ 100% |
| Cash | € 7,908 | € 5,078 | € 7,590 | € 7,331 | ▼ 3% |
| Land & buildings | € 2,578 | € 1,981 | € 1,384 | € 787 | ▼ 43% |
| Retained profit | € 10,780 | € 11,814 | € 7,412 | € -2,029 | ▼ € 9,441 |
| Bank debt | € 12,638 | € 6,964 | € 2,170 | € 30,500 | ▲ € 28,330 |
| Balance sheet total | € 53,119 | € 39,653 | € 35,595 | € 48,121 | ▲ 35% |
Key figures of Panemco, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to Panemco?
What happened at Panemco in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 9,441. Source: NBB ↗
- New establishment in Vosselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,007 profit in 2023 to € 9,441 loss in 2026.
Paid € 824 in corporate taxes since 2023.
Best year ever: 2023, with € 6,007 profit.
Management
Behind Panemco is Philip Govaerts.
Directors
According to the 2026 annual accounts
Philip Govaerts
Director
Establishments
Establishment units
Physical locations of this company
Antwerpsesteenweg 119
2350 Vosselaar
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0668.661.580
- VAT number
- BE 0668.661.580
- Registered office
- Antwerpsesteenweg 119, 2350 Vosselaar
- Names & denominations
- Panemco
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 2017
- Peppol
- Active · Active since 30 Dec 2025
- Contact
- picobellobroodjes.be +3214620570
- Activities · NACE
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