Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 11.6 to 9.7.
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Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2025
URBIN-CHOFFRAY & HEPTIA, Notaires associés from Esneux, company number BE0668499452, closed financial year 2025 with a result of € 338,735 after tax. For that financial year URBIN-CHOFFRAY & HEPTIA, Notaires associés recorded a gross margin of € 1.2 million and equity of € 18,600. Compared with financial year 2024, the result moved from € 164,752 to € 338,735. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 6, 2026.
€ 18,600
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 338,735
▲ 106% vs 2024
Profit after tax over the fiscal year.
€ 359,771
▼ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 338,735 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
9.7
▼ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 659,271
▼ 15% vs 2024
€ 68,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,249
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 134,448
▼ 48% vs 2024
€ 124,106 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 56,743
▲ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 74,308
▼ 41% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,476,124 | € 1,350,959 | € 1,129,798 | € 1,188,779 | ▲ 5% |
| Profit after taxes | € 506,541 | € 393,415 | € 164,752 | € 338,735 | ▲ 106% |
| Equity | € 293,174 | € 128,322 | € 18,600 | € 18,600 | |
| Total debts | € 1,219,957 | € 1,343,569 | € 715,462 | € 619,742 | ▼ 13% |
| Cash | € 823,597 | € 847,887 | € 365,106 | € 359,771 | ▼ 1% |
| Retained profit | € 274,574 | € 109,722 | € 0 | € 0 | |
| Dividend | € 506,541 | € 558,268 | € 274,473 | € 338,735 | ▲ 23% |
| Bank debt | € 506,766 | € 382,660 | € 258,554 | € 134,448 | ▼ 48% |
| Balance sheet total | € 1,513,131 | € 1,471,890 | € 734,062 | € 638,342 | ▼ 13% |
| Employees (FTE) | 10.9 | 11.6 | 11 | 9.7 | ▼ 1.3 |
Key figures of URBIN-CHOFFRAY & HEPTIA, Notaires associés, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to URBIN-CHOFFRAY & HEPTIA, Notaires associés?
What happened at URBIN-CHOFFRAY & HEPTIA, Notaires associés in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2025. Source: NBB ↗
- URBICO SRL became a director. NBB
- HEPTILON SRL became a director. NBB
- New establishment in Esneux. KBO
- Start of the company according to the CBE. KBO
In short
From € 506,541 profit in 2022 to € 338,735 profit in 2025.
Paid € 274,387 in corporate taxes since 2022.
Best year ever: 2022, with € 506,541 profit.
On average € 122,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind URBIN-CHOFFRAY & HEPTIA, Notaires associés are URBICO SRL and HEPTILON SRL.
Directors
According to the 2025 annual accounts
Director · represented by Louis Frédéric Urbin Choffray
since 2022
Director · represented by Marie-Eve Heptia
since 2022
Establishments
Establishment units
Physical locations of this company
Lavaux 1
4130 Esneux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0668.499.452
- VAT number
- BE 0668.499.452
- Registered office
- Lavaux 1, 4130 Esneux
- Names & denominations
- URBIN-CHOFFRAY & HEPTIA, Notaires associés
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 2016
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van notarissen