Financials
Financial year 2025
Credes from Jabbeke, company number BE0668449170, closed financial year 2025 with a result of € 48,118 after tax. For that financial year Credes recorded a gross margin of € 98,693 and equity of € 176,769. Compared with financial year 2024, the result moved from € 42,984 to € 48,118. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 176,769
▼ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 48,118
▲ 12% vs 2024
Profit after tax over the fiscal year.
€ 50,133
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 117,650 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,703
▼ 78% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 148,359
▲ 142% vs 2024
€ 37,606 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 5,285
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,072
▲ 33% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 103,635 | € 85,866 | € 88,648 | € 98,693 | ▲ 11% |
| Profit after taxes | € 52,210 | € 36,087 | € 42,984 | € 48,118 | ▲ 12% |
| Equity | € 175,730 | € 211,817 | € 246,301 | € 176,769 | ▼ 28% |
| Total debts | € 132,770 | € 106,959 | € 114,203 | € 164,454 | ▲ 44% |
| Cash | € 45,813 | € 105,981 | € 139,609 | € 50,133 | ▼ 64% |
| Retained profit | € 157,180 | € 193,267 | € 227,751 | € 158,219 | ▼ 31% |
| Dividend | € 5,000 | € 0 | € 8,500 | € 117,650 | ▲ € 109,150 |
| Bank debt | € 114,885 | € 88,282 | € 61,276 | € 148,359 | ▲ 142% |
| Balance sheet total | € 308,500 | € 318,776 | € 360,504 | € 341,222 | ▼ 5% |
Key figures of Credes, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Credes?
What happened at Credes in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 48,118 (▲ 12% vs 2024). filed late Source: NBB ↗
- New establishment in Jabbeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,210 profit in 2022 to € 48,118 profit in 2025.
Paid € 56,320 in corporate taxes since 2022.
Best year ever: 2022, with € 52,210 profit.
Paid out € 131,150 in dividends to the owners in total.
Management
Behind Credes is Mélanie Sevenant.
Directors
According to the 2025 annual accounts
Mélanie Sevenant
Director
Establishments
Establishment units
Physical locations of this company
Westernieuwweg 56
8490 Jabbeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0668.449.170
- VAT number
- BE 0668.449.170
- Registered office
- Westernieuwweg 56, 8490 Jabbeke
- Names & denominations
- Credes
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 2016
- Peppol
- Active · Active since 20 Mar 2025
- Contact
- [email protected]
- Activities · NACE
Activiteiten van advocaten