Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RUGA Investments from Lochristi, company number BE0668373055, closed financial year 2025 with a result of € 34,306 after tax. For that financial year RUGA Investments recorded a gross margin of € 77,403 and equity of € 373,795. Compared with financial year 2024, the result moved from € -5,439 to € 34,306. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 373,795
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,306
▲ still € 5,439 loss in 2024
Profit after tax over the fiscal year.
€ 9,396
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 338,735.
People and assets in 2025
€ 18,096
▼ 36% vs 2024
Of which on lease € 18,096.
Debts at end 2025
€ 124,862
▼ 39% vs 2024
€ 115,681 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 7,632
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,804
▲ 39% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 86,299 | € 141,950 | € 82,114 | € 77,403 | ▼ 6% |
| Profit after taxes | € -32,247 | € -8,792 | € -5,439 | € 34,306 | ▲ € 39,745 |
| Equity | € 353,720 | € 344,928 | € 339,489 | € 373,795 | ▲ 10% |
| Total debts | € 570,573 | € 420,674 | € 376,390 | € 273,669 | ▼ 27% |
| Cash | € 89,143 | € 15,650 | € 12,031 | € 9,396 | ▼ 22% |
| Land & buildings | € 725,292 | € 686,555 | € 648,282 | € 610,010 | ▼ 6% |
| Retained profit | € 318,660 | € 309,868 | € 304,429 | € 338,735 | ▲ 11% |
| Bank debt | € 377,438 | € 285,149 | € 205,177 | € 124,862 | ▼ 39% |
| Balance sheet total | € 927,367 | € 768,676 | € 718,953 | € 650,538 | ▼ 10% |
Key figures of RUGA Investments, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RUGA Investments?
What happened at RUGA Investments in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,306. Source: NBB ↗
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 32,247 loss in 2022 to € 34,306 profit in 2025.
Paid € 9,415 in corporate taxes since 2022.
Best year ever: 2025, with € 34,306 profit.
A new publication or filing at RUGA Investments? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RUGA Investments are Rudy Stals and Gary Stals. Rudy Stals is also behind Anru Invest.
Directors
According to the 2025 annual accounts
Gary Stals
Director
Establishments
Establishment units
Physical locations of this company
Goed ten Pauw 20
9080 Lochristi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0668.373.055
- VAT number
- BE 0668.373.055
- Registered office
- Goed ten Pauw 20, 9080 Lochristi
- Names & denominations
- RUGA Investments
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2016
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen