Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FBP INVEST from Tournai, company number BE0667955262, closed financial year 2025 with a result of € -11,616 after tax. For that financial year FBP INVEST recorded a gross margin of € 54,249 and equity of € 407,718. Compared with financial year 2024, the result moved from € -10,614 to € -11,616. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 17, 2026.
€ 407,718
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,616
▼ 9 % more loss than in 2024
Profit after tax over the fiscal year.
€ 13,413
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2,718.
People and assets in 2025
0.5
Average over the fiscal year, from the social balance sheet.
€ 27,261
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 76,273
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13,341
▼ 66% vs 2024
Loans from banks and other lenders, long and short.
€ 1,207
▼ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,655
▲ 47% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 41,718 | € 38,520 | € 38,606 | € 54,249 | ▲ 41% |
| Profit after taxes | € 10,065 | € 4,189 | € -10,614 | € -11,616 | ▼ € 1,002 |
| Equity | € 425,759 | € 429,948 | € 419,334 | € 407,718 | ▼ 3% |
| Total debts | € 280,656 | € 272,246 | € 380,950 | € 369,041 | ▼ 3% |
| Cash | € 0 | € 11,301 | € 19,864 | € 13,413 | ▼ 32% |
| Retained profit | € 20,759 | € 24,948 | € 14,334 | € 2,718 | ▼ 81% |
| Bank debt | € 90,970 | € 65,547 | € 39,673 | € 13,341 | ▼ 66% |
| Balance sheet total | € 706,416 | € 702,194 | € 800,284 | € 776,758 | ▼ 3% |
| Employees (FTE) | 0.5 | 1 | 0.5 | 0.5 |
Key figures of FBP INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FBP INVEST?
What happened at FBP INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 11,616. Source: NBB ↗
- New establishment in Tournai. KBO
- Jean-bernard Gay became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 10,065 profit in 2022 to € 11,616 loss in 2025.
Paid € 8,347 in corporate taxes since 2022.
Best year ever: 2022, with € 10,065 profit.
On average € 38,500 of value added per employee in 2023.
A new publication or filing at FBP INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Jean-bernard Gay
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Rue du Moulin du Diable(TOU) 3
7500 Tournai
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0667.955.262
- VAT number
- BE 0667.955.262
- Registered office
- Rue du Moulin du Diable(TOU) 3, 7500 Tournai
- Names & denominations
- FBP INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2016
- Peppol
- Not registered
- Activities · NACE
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