BE-FIN is registered with the CBE as active in: Activiteiten van holdings. Private Limited, started on 19 December 2016, 1 establishment.

What is the address of BE-FIN?

The registered office of BE-FIN is located at Kalvekeetdijk 179 box 7, 8300 Knokke-Heist.

Is BE-FIN still active?

Yes. According to the CBE (29 October 2026) BE-FIN is active, legal situation “Normale toestand”, started on 19 December 2016.

Is BE-FIN registered on Peppol?

Yes, BE-FIN is registered on the Peppol network with ID 0208:0667860638.

What is the enterprise number of BE-FIN?

The enterprise number of BE-FIN is BE0667860638.

When was BE-FIN founded?

BE-FIN was founded on 19 December 2016.

Who are the directors of BE-FIN?

According to the 2025 annual accounts, the directors of BE-FIN are: Daphor, Cedric Biebauw.

Is BE-FIN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 19 December 2016; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did BE-FIN make in 2025?

BE-FIN posted a profit after taxes of € 43,440 in financial year 2025.

What is the revenue of BE-FIN?

As a small company, BE-FIN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 234,936.

BE-FIN (Private Limited) - Knokke-Heist - BE0667860638

Dossier BE-FIN, printed on 29 October 2026 from databakkes.be/en/0667860638/be-fin. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

55 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

BE-FIN from Knokke-Heist, company number BE0667860638, closed financial year 2025 with a result of € 43,440 after tax. For that financial year BE-FIN recorded a gross margin of € 234,936 and equity of € 494,034. Compared with financial year 2024, the result moved from € 105,530 to € 43,440. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.

What it is worth Growing

€ 494,034

▲ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 43,440

▼ 59% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3,076

▼ 34% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 475,434.

People and assets in 2025

Vehicles and equipment

€ 52,636

▼ 17% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 14 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.7 million

▲ 5% vs 2024

€ 126,077 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.

Owed to suppliers

€ 52,637

▲ € 43,664 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 39,719

▲ 164% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 291,501 Gross margin 2022: € 291,501 First fiscal year in the series	€ 98,316 Gross margin 2023: € 98,316 ▼ 66% vs 2022 (€ 291,501) Unfavourable step	€ 217,095 Gross margin 2024: € 217,095 ▲ 121% vs 2023 (€ 98,316) Favourable step	€ 234,936 Gross margin 2025: € 234,936 ▲ 8% vs 2024 (€ 217,095) Favourable step	▲ 8%
Profit after taxes	€ 313,270 Profit after taxes 2022: € 313,270 First fiscal year in the series	€ 95,316 Profit after taxes 2023: € 95,316 ▼ 70% vs 2022 (€ 313,270) Unfavourable step	€ 105,530 Profit after taxes 2024: € 105,530 ▲ 11% vs 2023 (€ 95,316) Favourable step	€ 43,440 Profit after taxes 2025: € 43,440 ▼ 59% vs 2024 (€ 105,530) Unfavourable step	▼ 59%
Equity	€ 319,747 Equity 2022: € 319,747 First fiscal year in the series	€ 345,063 Equity 2023: € 345,063 ▲ 8% vs 2022 (€ 319,747) Favourable step	€ 450,593 Equity 2024: € 450,593 ▲ 31% vs 2023 (€ 345,063) Favourable step	€ 494,034 Equity 2025: € 494,034 ▲ 10% vs 2024 (€ 450,593) Favourable step	▲ 10%
Total debts	€ 589,014 Total debts 2022: € 589,014 First fiscal year in the series	€ 1,763,117 Total debts 2023: € 1,763,117 ▲ 199% vs 2022 (€ 589,014) Unfavourable step	€ 2,328,787 Total debts 2024: € 2,328,787 ▲ 32% vs 2023 (€ 1,763,117) Unfavourable step	€ 2,556,861 Total debts 2025: € 2,556,861 ▲ 10% vs 2024 (€ 2,328,787) Unfavourable step	▲ 10%
Cash	€ 13,816 Cash 2022: € 13,816 First fiscal year in the series	€ 31,400 Cash 2023: € 31,400 ▲ 127% vs 2022 (€ 13,816) Favourable step	€ 4,650 Cash 2024: € 4,650 ▼ 85% vs 2023 (€ 31,400) Unfavourable step	€ 3,076 Cash 2025: € 3,076 ▼ 34% vs 2024 (€ 4,650) Unfavourable step	▼ 34%
Land & buildings	€ 96,483 Land & buildings 2022: € 96,483 First fiscal year in the series	€ 802,342 Land & buildings 2023: € 802,342 ▲ € 705,859 vs 2022 (€ 96,483) Unchanged	€ 1,711,460 Land & buildings 2024: € 1,711,460 ▲ 113% vs 2023 (€ 802,342) Unchanged	€ 1,852,650 Land & buildings 2025: € 1,852,650 ▲ 8% vs 2024 (€ 1,711,460) Unchanged	▲ 8%
Retained profit	€ 301,147 Retained profit 2022: € 301,147 First fiscal year in the series	€ 326,463 Retained profit 2023: € 326,463 ▲ 8% vs 2022 (€ 301,147) Favourable step	€ 431,993 Retained profit 2024: € 431,993 ▲ 32% vs 2023 (€ 326,463) Favourable step	€ 475,434 Retained profit 2025: € 475,434 ▲ 10% vs 2024 (€ 431,993) Favourable step	▲ 10%
Dividend	€ 70,000 Dividend 2022: € 70,000 First fiscal year in the series	€ 70,000 Dividend 2023: € 70,000 Unchanged (€ 70,000) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 70,000) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 483,617 Bank debt 2022: € 483,617 First fiscal year in the series	€ 1,215,421 Bank debt 2023: € 1,215,421 ▲ 151% vs 2022 (€ 483,617) Unfavourable step	€ 1,625,682 Bank debt 2024: € 1,625,682 ▲ 34% vs 2023 (€ 1,215,421) Unfavourable step	€ 1,704,964 Bank debt 2025: € 1,704,964 ▲ 5% vs 2024 (€ 1,625,682) Unfavourable step	▲ 5%
Balance sheet total	€ 908,761 Balance sheet total 2022: € 908,761 First fiscal year in the series	€ 2,108,180 Balance sheet total 2023: € 2,108,180 ▲ 132% vs 2022 (€ 908,761) Unchanged	€ 3,302,908 Balance sheet total 2024: € 3,302,908 ▲ 57% vs 2023 (€ 2,108,180) Unchanged	€ 3,569,492 Balance sheet total 2025: € 3,569,492 ▲ 8% vs 2024 (€ 3,302,908) Unchanged	▲ 8%

Key figures of BE-FIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to BE-FIN?

What happened at BE-FIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 30, 2026 New annual accounts for financial year 2025: profit of € 43,440 (▼ 59% vs 2024). Source: NBB ↗
2025 Daphor became a director. NBB
2021 Cedric Biebauw became a director. NBB
Jan 2, 2017 New establishment in Knokke-Heist. KBO
Dec 19, 2016 Start of the company according to the CBE. KBO

In short

From € 313,270 profit in 2022 to € 43,440 profit in 2025.

Paid € 128,710 in corporate taxes since 2022.

Best year ever: 2022, with € 313,270 profit.

Paid out € 140,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Daphor

Cedric Biebauw

BE-FIN

Vavedis Belgium 100%

Bimon 50%

besox finance 50%

Pacobi 33.3%

Behind BE-FIN are Daphor and Cedric Biebauw. It owns 100% of Vavedis Belgium, 50% of Bimon, 50% of besox finance, 33.3% of Pacobi and 10% of besox verzekeringen itself.

Directors

According to the 2025 annual accounts

Daphor

Director · represented by Daphne Vancrombrugge

Also active at: besox finance, Bimon

since 2025

Cedric Biebauw

Director

Also active at: besox finance, DE RIECK, PACOBI, Vavedis Belgium

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Kalvekeetdijk 179 box 7

8300 Knokke-Heist

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 55 companies are registered at this address.

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0667.860.638

VAT number

BE 0667.860.638

Registered office

Kalvekeetdijk 179 bus 7, 8300 Knokke-Heist

Names & denominations

BE-FIN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

19 December 2016

Peppol

Active · Active since 19 Nov 2025

Activities · NACE

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

BE-FIN

Warning lights

Financials

What happened to BE-FIN?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions