Financials
Financial year 2025
TERRA & PAZ Construct from Charleroi, company number BE0667825501, closed financial year 2025 with a result of € 5,432 after tax. For that financial year TERRA & PAZ Construct recorded revenue of € 121,184 and equity of € 3,904. Compared with financial year 2024, the result moved from € 685 to € 5,432. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 3,904
▲ € 5,432 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,432
▲ € 4,747 vs 2024
Profit after tax over the fiscal year.
€ 19,336
▲ 266% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -14,696.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 15,119
▲ 34% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 746
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 15,450
▲ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,296
▼ 58% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 99,022 | - | - | € 121,184 | |
| Gross margin | € 11,795 | € -10,433 | € 14,454 | € 21,240 | ▲ 47% |
| Profit after taxes | € 5,438 | € -36,874 | € 685 | € 5,432 | ▲ € 4,747 |
| Equity | € 34,662 | € -2,213 | € -1,528 | € 3,904 | ▲ € 5,432 |
| Total debts | € 13,090 | € 28,096 | € 31,729 | € 32,727 | ▲ 3% |
| Cash | € 16,482 | € 17,500 | € 5,288 | € 19,336 | ▲ 266% |
| Retained profit | € 16,062 | € -20,813 | € -20,128 | € -14,696 | ▲ € 5,432 |
| Balance sheet total | € 47,752 | € 25,883 | € 30,202 | € 36,631 | ▲ 21% |
Key figures of TERRA & PAZ Construct, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERRA & PAZ Construct?
What happened at TERRA & PAZ Construct in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,432 (▲ € 4,747 vs 2024). filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- José Paz-Andion became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 5,438 profit in 2022 to € 5,432 profit in 2025.
Paid € 2,237 in corporate taxes since 2022.
Best year ever: 2022, with € 5,438 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TERRA & PAZ Construct is José Paz-Andion.
Directors
According to the 2025 annual accounts
José Paz-Andion
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Rue Bastin Hubert 14 box 1
6040 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0667.825.501
- VAT number
- BE 0667.825.501
- Registered office
- Rue Bastin Hubert 14 bus 1, 6040 Charleroi
- Names & denominations
- TERRA & PAZ Construct
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2016
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
Metselwerk
Algemene bouw van residentiële gebouwen
Uitvoeren van metsel- en voegwerken
Bouwrijp maken van terreinen
Carrosserieherstelling (inclusief spuiten en verven)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Carrosserieherstelling