Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Autobedrijf Spegelaere from Brugge, company number BE0666584493, closed financial year 2025 with a result of € 1.3 million after tax. For that financial year Autobedrijf Spegelaere recorded revenue of € 34.2 million and equity of € 3.5 million. Compared with financial year 2024, the result moved from € 1.2 million to € 1.3 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 3.5 million
▲ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.3 million
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 2.9 million
▲ 124% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 550,000 paid out
43 % of the profit went to the shareholders, mostly to IMMO SPEGELAERE (100 % of the shares). That is where the money ends up.
People and assets in 2025
17.9
▲ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
▲ 16% vs 2024
€ 88,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2 million
▲ € 1.9 million vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 303,750
▼ 25% vs 2024
€ 81,000 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 8.1 million
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 88 days on average.
€ 667,497
▲ € 518,050 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 17,685,588 | € 36,007,120 | € 33,551,115 | € 34,227,105 | ▲ 2% |
| Profit after taxes | € 816,274 | € 1,562,170 | € 1,245,639 | € 1,266,906 | ▲ 2% |
| Equity | € 1,984,112 | € 2,546,282 | € 2,791,921 | € 3,508,827 | ▲ 26% |
| Total debts | € 7,461,343 | € 9,089,164 | € 8,506,222 | € 10,730,133 | ▲ 26% |
| Cash | € 1,686,531 | € 1,411,542 | € 1,311,143 | € 2,940,859 | ▲ 124% |
| Land & buildings | € 474,105 | € 444,966 | € 415,827 | € 386,687 | ▼ 7% |
| Retained profit | € 328,430 | € 890,600 | € 1,136,240 | € 1,853,146 | ▲ 63% |
| Dividend | € 800,000 | € 1,000,000 | € 1,000,000 | € 550,000 | ▼ 45% |
| Bank debt | € 1,262,347 | € 508,442 | € 404,269 | € 303,750 | ▼ 25% |
| Balance sheet total | € 9,511,109 | € 11,783,721 | € 11,434,214 | € 14,363,287 | ▲ 26% |
| Employees (FTE) | 17 | 16.9 | 16.9 | 17.9 | ▲ 1 |
Key figures of Autobedrijf Spegelaere, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Autobedrijf Spegelaere?
What happened at Autobedrijf Spegelaere in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.3 million (▲ 2% vs 2024). Source: NBB ↗
- New establishment in Oostende. KBO
- New establishment in Brugge. KBO
- Spegelaere Management BV became a director. NBB
- Immo Spegelaere BV became a director. NBB
- Spegelaere Brugge BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 816,274 profit in 2022 to € 1.3 million profit in 2025.
Paid € 605,864 in corporate taxes since 2022.
Best year ever: 2023, with € 1.6 million profit.
Paid out € 3.4 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of IMMO SPEGELAERE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Autobedrijf SpegelaereBehind Autobedrijf Spegelaere are Spegelaere Management BV, Immo Spegelaere BV and Spegelaere Brugge BV. The shares are held by IMMO SPEGELAERE (100%).
Directors
According to the 2025 annual accounts
Director · represented by Frederik Spegelaere
Also active at: TER STEENE, IMMO SPEGELAERE
since 2016
Director · represented by Ilse Sabbe
since 2016
Director · represented by Filip Spegelaere
Also active at: TER STEENE, IMMO SPEGELAERE
since 2016
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Legeweg 180
8200 Brugge
Torhoutsesteenweg 704
8400 Oostende
Active since 1 October 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0666.584.493
- VAT number
- BE 0666.584.493
- Registered office
- Legeweg 180, 8200 Brugge
- Names & denominations
- Autobedrijf Spegelaere
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 November 2016
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)