Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
JL PATRIMONIA from Dison, company number BE0666584097, closed financial year 2024 with a result of € 9,151 after tax. For that financial year JL PATRIMONIA recorded a gross margin of € 46,524 and equity of € 5,913. Compared with financial year 2023, the result moved from € 10,230 to € 9,151. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2025.
€ 5,913
▲ € 9,151 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,151
▼ 11% vs 2023
Profit after tax over the fiscal year.
€ 898
▼ 72% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -19,087.
Debts at end 2024
€ 364,676
▼ 7% vs 2023
€ 27,723 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 1,850
▲ 160% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 47,180 | € 47,347 | € 47,347 | € 46,524 | ▼ 2% |
| Profit after taxes | € 7,727 | € 8,903 | € 10,230 | € 9,151 | ▼ 11% |
| Equity | € -22,370 | € -13,467 | € -3,238 | € 5,913 | ▲ € 9,151 |
| Total debts | € 641,604 | € 604,465 | € 531,255 | € 502,567 | ▼ 5% |
| Cash | € 37,242 | € 64,812 | € 3,213 | € 898 | ▼ 72% |
| Land & buildings | € 503,992 | € 476,022 | € 448,052 | € 420,082 | ▼ 6% |
| Retained profit | € -47,370 | € -38,467 | € -28,238 | € -19,087 | ▲ € 9,151 |
| Bank debt | € 445,380 | € 416,657 | € 391,984 | € 364,676 | ▼ 7% |
| Balance sheet total | € 619,234 | € 590,997 | € 528,017 | € 508,480 | ▼ 4% |
Key figures of JL PATRIMONIA, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to JL PATRIMONIA?
What happened at JL PATRIMONIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 9,151 (▼ 11% vs 2023). filed late Source: NBB ↗
- Joan LAMY became a director. NBB
- New establishment in Trooz. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,727 profit in 2021 to € 9,151 profit in 2024.
Best year ever: 2023, with € 10,230 profit.
A new publication or filing at JL PATRIMONIA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JL PATRIMONIA is Joan LAMY. Joan LAMY is also behind LAMY CONSTRUCTION, PRIMABEL, HOTEL DU GOLDEN LAKES VILLAGE, INVEST IMMOBILIER LAMY and SOPROGO DU GOLDEN LAKES VILLAGE.
Directors
According to the 2024 annual accounts
Joan LAMY
Manager
Also active at: LAMY CONSTRUCTION, PRIMABEL, HOTEL DU GOLDEN LAKES VILLAGE, INVEST IMMOBILIER LAMY, SOPROGO DU GOLDEN LAKES VILLAGE, SOHO DU GOLDEN LAKES VILLAGE, DOMAINE DE BORZEE, SOCIETE DE GESTION DU DOMAINE DE BORZEE +5 more
since 2021
Establishments
Establishment units
Physical locations of this company
Rue Zénobe Gramme 33 box A
4821 Dison
Rue Gomélevay 52
4870 Trooz
Active since 1 March 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →GOHY S.A.
€ 31.5 million revenue · 2025
INVEST IMMOBILIER LAMY same network
€ 632,417 gross margin · 2024
DOMAINE DE BORZEE same network
€ 520,911 gross margin · 2024
BALMORAL INVEST
€ -4,171 gross margin · 2024
SOCIETE DE GESTION DU DOMAINE DE BORZEE same network
€ 329 gross margin · 2024
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0666.584.097
- VAT number
- BE 0666.584.097
- Registered office
- Rue Zénobe Gramme 33 bus A, 4821 Dison
- Names & denominations
- JL PATRIMONIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 November 2016
- Peppol
- Not registered