Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SETLE from Zonhoven, company number BE0666412269, closed financial year 2025 with a result of € -1.1 million after tax. For that financial year SETLE recorded a gross margin of € 36,858 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € -763,994 to € -1.1 million. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 1.3 million
▲ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.1 million
▼ 49 % more loss than in 2024
Profit after tax over the fiscal year.
€ 394,150
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3.5 million.
People and assets in 2025
4.8
▼ 1.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 359,486
▼ 17% vs 2024
€ 74,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 194,253
▼ 33% vs 2024
€ 68,635 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 171,883
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,366
▼ 40% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -116,360 | € 2,041 | € 204,033 | € 36,858 | ▼ 82% |
| Profit after taxes | € -550,201 | € -771,611 | € -763,994 | € -1,137,934 | ▼ € 373,940 |
| Equity | € 338,786 | € 656,840 | € 892,847 | € 1,254,909 | ▲ 41% |
| Total debts | € 568,458 | € 866,475 | € 831,337 | € 588,796 | ▼ 29% |
| Cash | € 304,105 | € 443,822 | € 281,589 | € 394,150 | ▲ 40% |
| Retained profit | € -668,289 | € -1,600,242 | € -2,364,237 | € -3,502,171 | ▼ € 1.1 million |
| Bank debt | € 474,104 | € 389,801 | € 289,627 | € 194,253 | ▼ 33% |
| Balance sheet total | € 907,244 | € 1,523,315 | € 1,724,184 | € 1,843,705 | ▲ 7% |
| Employees (FTE) | - | 6 | 6.5 | 4.8 | ▼ 1.7 |
Key figures of SETLE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SETLE?
What happened at SETLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michael Gabriels stepped down as director. NBB
- Donum BV stepped down as director. NBB
- Dewira BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1.1 million. Source: NBB ↗
- Michael Gabriels became a director. NBB
- Donum BV became a director. NBB
- Dewira BV became a director. NBB
- Wim Van Hellemont became a director. NBB
In short
From € 550,201 loss in 2022 to € 1.1 million loss in 2025.
Paid € 7,574 in corporate taxes since 2022.
On average € 7,700 of value added per employee in 2025.
A new publication or filing at SETLE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DEWIRA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SETLEBehind SETLE is Wim Van Hellemont. The shares are held by DEWIRA (10%).
Directors
According to the 2025 annual accounts
since 2023
since 2025 · until 2030
Director · represented by Jan Maurissen
Also active at: VAN HAVERMAET CORPORATE FINANCE, VAN HAVERMAET INTERNATIONAL, Van Havermaet bedHRijvig, MDTP, MENSENKENNERS, Storybird, VH Invest 3, AI-GUST +1 more
since 2025 · until 2030
since 2025 · until 2030
Shareholders
10%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Wijerstraat 4
3520 Zonhoven
Professor Van Overstraetenplein 2
3000 Leuven
Active since 1 January 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Mail.com
Hosting
TUCOWS - Tucows.com Co., CA
Domain
Domain
homelabco.com
Registered
2024-11-11
Registrar
TUCOWS.COM, CO.
Expires
2026-11-11
Website info
Features
Security
Details
- Company number
- 0666.412.269
- VAT number
- BE 0666.412.269
- Registered office
- Wijerstraat 4, 3520 Zonhoven
- Names & denominations
- SETLE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 November 2016
- Peppol
- Active · Active since 18 Jun 2025
- Contact
- homelabco.com [email protected]
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
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Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering