Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KOPJE ZWAM from Brugge, company number BE0666408014, closed financial year 2025 with a result of € 3,466 after tax. For that financial year KOPJE ZWAM recorded a gross margin of € 7,896 and equity of € 34,996. Compared with financial year 2024, the result moved from € 110,464 to € 3,466. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 34,996
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,466
▼ 97% vs 2024
Profit after tax over the fiscal year.
€ 6,685
▲ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -26,504.
People and assets in 2025
€ 564
▼ 49% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 496
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 70,043
▼ 12% vs 2024
Loans from banks and other lenders, long and short.
€ 9,577
▼ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 428
▼ 45% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -24,210 | € -10,497 | € 113,034 | € 7,896 | ▼ 93% |
| Profit after taxes | € -32,041 | € -16,367 | € 110,464 | € 3,466 | ▼ 97% |
| Equity | € -62,567 | € -78,934 | € 31,530 | € 34,996 | ▲ 11% |
| Total debts | € 104,673 | € 120,262 | € 121,887 | € 112,109 | ▼ 8% |
| Cash | € 127 | € 2,176 | € 5,093 | € 6,685 | ▲ 31% |
| Retained profit | € -124,067 | € -140,434 | € -29,970 | € -26,504 | ▲ € 3,466 |
| Bank debt | € 89,822 | € 81,325 | € 79,657 | € 70,043 | ▼ 12% |
| Balance sheet total | € 42,106 | € 41,328 | € 153,417 | € 147,105 | ▼ 4% |
Key figures of KOPJE ZWAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KOPJE ZWAM?
What happened at KOPJE ZWAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,466 (▼ 97% vs 2024). Source: NBB ↗
- Bert Vanlaere became a director. NBB
- New establishment in Brugge. KBO
- Pieter Bockaert became a director. NBB
- New establishment in Brugge. KBO
- Bart Vanderveken became a director. NBB
- Martijn De Coster became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 32,041 loss in 2022 to € 3,466 profit in 2025.
Best year ever: 2024, with € 110,464 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind KOPJE ZWAM are Pieter Bockaert, Bert Vanlaere, Bart Vanderveken and Martijn De Coster. Bert Vanlaere is also behind KAAP. Martijn De Coster is also behind ARCHITECTENBUREAU PRAXIS.
Directors
According to the 2025 annual accounts
Pieter Bockaert
Director
since 2020
since 2023
Bart Vanderveken
Managing director
since 2016
since 2016
Establishments
Establishment units
Physical locations of this company
Rijselstraat 248
8200 Brugge
Pathoekeweg 9 box A/7
8000 Brugge
Active since 1 May 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 0666.408.014
- VAT number
- BE 0666.408.014
- Registered office
- Rijselstraat 248, 8200 Brugge
- Names & denominations
- KOPJE ZWAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 November 2016
- Peppol
- Active · Active since 30 Sept 2026
- Contact
- kopjezwam.be [email protected]
- Activities · NACE
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