Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A & B–vastgoed from Ravels, company number BE0665789093, closed financial year 2025 with a result of € -274,758 after tax. For that financial year A & B–vastgoed recorded a gross margin of € 371,742 and equity of € -438,719. Compared with financial year 2024, the result moved from € -147,713 to € -274,758. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ -438,719
▼ € 274,758 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -274,758
▼ 86 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,091
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -457,319.
People and assets in 2025
€ 6,622
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 2,980
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,854
▼ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,745
▲ 77% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,794 | € 250,946 | € 197,813 | € 371,742 | ▲ 88% |
| Profit after taxes | € -10,231 | € -61,494 | € -147,713 | € -274,758 | ▼ € 127,045 |
| Equity | € 45,246 | € -16,248 | € -163,961 | € -438,719 | ▼ € 274,758 |
| Total debts | € 3,107,072 | € 2,928,658 | € 2,913,549 | € 600,709 | ▼ 79% |
| Cash | € 68 | - | € 5,088 | € 1,091 | ▼ 79% |
| Land & buildings | € 3,071,140 | € 2,873,569 | € 2,675,997 | € 92,096 | ▼ 97% |
| Retained profit | € 26,646 | € -34,848 | € -182,561 | € -457,319 | ▼ € 274,758 |
| Bank debt | € 2,965,173 | € 2,861,720 | € 2,723,684 | € 0 | ▼ 100% |
| Balance sheet total | € 3,152,318 | € 2,912,411 | € 2,749,588 | € 161,990 | ▼ 94% |
Key figures of A & B–vastgoed, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A & B–vastgoed?
What happened at A & B–vastgoed in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 274,758. Source: NBB ↗
- Lisette Van Unen became a director. NBB
- New establishment in Turnhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,231 loss in 2022 to € 274,758 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A & B–vastgoed is Lisette Van Unen.
Directors
According to the 2025 annual accounts
Lisette Van Unen
Director
since 2025
Establishments
Establishment units
Physical locations of this company
Steenweg Weelde 109
2382 Ravels
Pieter De Nefstraat 2 box A
2300 Turnhout
Active since 7 November 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0665.789.093
- VAT number
- BE 0665.789.093
- Registered office
- Steenweg Weelde 109, 2382 Ravels
- Names & denominations
- A & B–vastgoed
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 November 2016
- Peppol
- Active · Active since 28 Jul 2025
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