Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
IMMO CARPE DIEM from Binche, company number BE0665775237, closed financial year 2025 with a result of € 7,006 after tax. For that financial year IMMO CARPE DIEM recorded a gross margin of € 23,780 and equity of € -66,994. Compared with financial year 2024, the result moved from € 6,798 to € 7,006. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -66,994
▲ € 7,006 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,006
▲ 3% vs 2024
Profit after tax over the fiscal year.
€ 99,215
▲ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -73,194.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 779
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 111,453
▼ 6% vs 2024
€ 7,536 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 3,209
▼ 72% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28
▼ 56% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,498 | € 17,179 | € 24,547 | € 23,780 | ▼ 3% |
| Profit after taxes | € -1,807 | € 1,280 | € 6,798 | € 7,006 | ▲ 3% |
| Equity | € -82,079 | € -80,799 | € -74,000 | € -66,994 | ▲ € 7,006 |
| Total debts | € 273,202 | € 290,500 | € 351,335 | € 342,209 | ▼ 3% |
| Cash | € 5,487 | € 17,913 | € 87,759 | € 99,215 | ▲ 13% |
| Land & buildings | € 181,049 | € 182,230 | € 180,865 | € 172,328 | ▼ 5% |
| Retained profit | € -88,279 | € -86,999 | € -80,200 | € -73,194 | ▲ € 7,006 |
| Bank debt | € 133,134 | € 144,273 | € 118,832 | € 111,453 | ▼ 6% |
| Balance sheet total | € 191,123 | € 209,702 | € 277,335 | € 275,215 | ▼ 1% |
Key figures of IMMO CARPE DIEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO CARPE DIEM?
What happened at IMMO CARPE DIEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,006 (▲ 3% vs 2024). filed late Source: NBB ↗
- ALAIN TOURNAY became a director. NBB
- New establishment in Gerpinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,807 loss in 2022 to € 7,006 profit in 2025.
Best year ever: 2025, with € 7,006 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMO CARPE DIEM is ALAIN TOURNAY.
Directors
According to the 2025 annual accounts
ALAIN TOURNAY
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Rue de Walhain(BUV) 111
7133 Binche
Rue de Florennes(GER) 80 box A
6280 Gerpinnes
Active since 7 November 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0665.775.237
- VAT number
- BE 0665.775.237
- Registered office
- Rue de Walhain(BUV) 111, 7133 Binche
- Names & denominations
- IMMO CARPE DIEM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 November 2016
- Peppol
- Active · Active since 20 Jan 2026
- Activities · NACE
Handelsbemiddeling in de niet-gespecialiseerde groothandel