Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
14 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
NAL Invest from Gent, company number BE0665619344, closed financial year 2025 with a result of € -69,353 after tax. For that financial year NAL Invest recorded a gross margin of € 168,944 and equity of € -327,230. Compared with financial year 2024, the result moved from € -23,137 to € -69,353. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -327,230
▼ € 69,353 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -69,353
▼ 200 % more loss than in 2024
Profit after tax over the fiscal year.
€ 19,240
▼ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -333,430.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 2.1 million
▲ 8% vs 2024
€ 164,842 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 172,058
▲ € 137,400 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 370,427 | € 194,167 | € 201,478 | € 168,944 | ▼ 16% |
| Profit after taxes | € 187,736 | € -59,530 | € -23,137 | € -69,353 | ▼ € 46,216 |
| Equity | € -175,210 | € -234,740 | € -257,877 | € -327,230 | ▼ € 69,353 |
| Total debts | € 5,304,253 | € 5,459,953 | € 5,437,524 | € 5,894,497 | ▲ 8% |
| Cash | € 286,660 | € 22,011 | € 63,611 | € 19,240 | ▼ 70% |
| Land & buildings | € 560,000 | € 650,000 | € 650,000 | € 0 | ▼ 100% |
| Retained profit | € -181,410 | € -240,940 | € -264,077 | € -333,430 | ▼ € 69,353 |
| Bank debt | € 2,200,076 | € 2,056,991 | € 1,911,825 | € 2,060,780 | ▲ 8% |
| Balance sheet total | € 5,129,044 | € 5,225,213 | € 5,179,648 | € 5,567,267 | ▲ 7% |
Key figures of NAL Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NAL Invest?
What happened at NAL Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 69,353. filed late Source: NBB ↗
- ANL Invest bv became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 187,736 profit in 2022 to € 69,353 loss in 2025.
Best year ever: 2022, with € 187,736 profit.
A new publication or filing at NAL Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NAL Invest is ANL Invest bv. It owns 50% of Promat itself.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Nieuwebosstraat 5
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 14 companies are registered at this address.
All companies at this address →Apothekers Gildehuis
IMVARO
€ 78,513 gross margin · 2024
Oost- en Westvlaamse Immobiliënmaatschappij
€ 108,965 gross margin · 2025
POLTERMANN
€ 96,360 gross margin · 2025
DECLOEDT ADVOCATEN
€ 311,088 gross margin · 2025
+9 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0665.619.344
- VAT number
- BE 0665.619.344
- Registered office
- Nieuwebosstraat 5, 9000 Gent
- Names & denominations
- NAL Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 October 2016
- Peppol
- Active · Active since 1 Apr 2026