Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERZEKERINGEN SEGURA from Wommelgem, company number BE0664603913, closed financial year 2025 with a result of € 20,773 after tax. For that financial year VERZEKERINGEN SEGURA recorded a gross margin of € 350,214 and equity of € 37,774. Compared with financial year 2024, the result moved from € 90,404 to € 20,773. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ 37,774
▲ 70% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,773
▼ 77% vs 2024
Profit after tax over the fiscal year.
€ 33,650
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 19,224.
People and assets in 2025
3
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 205,583
▼ 27% vs 2024
€ 68,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,472
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 51,503
▼ 48% vs 2024
€ 47,517 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 4,434
▲ 132% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 27,181
▼ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 507,988 | € 513,721 | € 492,296 | € 350,214 | ▼ 29% |
| Profit after taxes | € 162,889 | € 133,413 | € 90,404 | € 20,773 | ▼ 77% |
| Equity | € 21,012 | € 21,359 | € 22,196 | € 37,774 | ▲ 70% |
| Total debts | € 398,936 | € 303,810 | € 262,819 | € 144,313 | ▼ 45% |
| Cash | € 2,330 | € 9,921 | € 38,201 | € 33,650 | ▼ 12% |
| Retained profit | € 2,462 | € 2,809 | € 3,646 | € 19,224 | ▲ € 15,578 |
| Dividend | € 155,000 | € 127,500 | € 84,000 | € 0 | ▼ 100% |
| Bank debt | € 190,547 | € 144,774 | € 98,432 | € 51,503 | ▼ 48% |
| Balance sheet total | € 419,948 | € 325,169 | € 285,016 | € 182,087 | ▼ 36% |
| Employees (FTE) | 3.8 | 3.5 | 3.8 | 3 | ▼ 0.8 |
Key figures of VERZEKERINGEN SEGURA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN SEGURA?
What happened at VERZEKERINGEN SEGURA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,773 (▼ 77% vs 2024). Source: NBB ↗
- Meijer Consulting & Insurance BV became a director. NBB
- SVD VERZEKERINGEN BV became a director. NBB
- New establishment in Wommelgem. KBO
- Start of the company according to the CBE. KBO
In short
From € 162,889 profit in 2022 to € 20,773 profit in 2025.
Paid € 31,885 in corporate taxes since 2022.
Best year ever: 2022, with € 162,889 profit.
On average € 116,700 of value added per employee in 2025.
A new publication or filing at VERZEKERINGEN SEGURA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SVD VERZEKERINGEN, Meijer Consulting & Insurance, Verzekeringskantoor Erik Laenen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERZEKERINGEN SEGURABehind VERZEKERINGEN SEGURA are Verzekeringskantoor Erik Laenen B.V., Meijer Consulting & Insurance BV and SVD VERZEKERINGEN BV. The shares are held by SVD VERZEKERINGEN (33.3%), Meijer Consulting & Insurance (33%) and Verzekeringskantoor Erik Laenen (10%).
Directors
According to the 2025 annual accounts
Verzekeringskantoor Erik Laenen B.V.
Director · represented by Erik Laenen
Meijer Consulting & Insurance BV
Director · represented by Sven Meijer
since 2026
Director · represented by Stephanie Vanden Driesch
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Herentalsebaan 645 box 1R
2160 Wommelgem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0664.603.913
- VAT number
- BE 0664.603.913
- Registered office
- Herentalsebaan 645 bus 1R, 2160 Wommelgem
- Names & denominations
- VERZEKERINGEN SEGURA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 October 2016
- Peppol
- Active · Active since 10 Apr 2026
- Contact
- [email protected] 033226823
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars