Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
J&D Express from Antwerpen, company number BE0662849302, closed financial year 2025 with a result of € -16,976 after tax. For that financial year J&D Express recorded a gross margin of € 182,257 and equity of € 20,619. Compared with financial year 2024, the result moved from € -7,724 to € -16,976. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.
€ 20,619
▼ 45% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,976
▼ 120 % more loss than in 2024
Profit after tax over the fiscal year.
€ 58,062
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 619.
People and assets in 2025
€ 127,157
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,813
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 133,075
▼ 10% vs 2024
€ 14,190 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 159,202
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,431
▲ 72% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 171,588 | € 215,233 | € 192,889 | € 182,257 | ▼ 6% |
| Profit after taxes | € -46,372 | € 57,945 | € -7,724 | € -16,976 | ▼ € 9,252 |
| Equity | € -12,626 | € 45,319 | € 37,594 | € 20,619 | ▼ 45% |
| Total debts | € 453,991 | € 377,889 | € 355,749 | € 314,708 | ▼ 12% |
| Cash | € 59,243 | € 47,730 | € 51,971 | € 58,062 | ▲ 12% |
| Retained profit | € -32,626 | € 25,319 | € 17,594 | € 619 | ▼ 96% |
| Bank debt | € 196,757 | € 165,330 | € 147,053 | € 133,075 | ▼ 10% |
| Balance sheet total | € 441,365 | € 423,207 | € 393,343 | € 335,327 | ▼ 15% |
| Employees (FTE) | 4.4 | 81,683.9 | - | - |
Key figures of J&D Express, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J&D Express?
What happened at J&D Express in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,976. filed late Source: NBB ↗
- Fayz Group VOF became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 46,372 loss in 2022 to € 16,976 loss in 2025.
Paid € 19,047 in corporate taxes since 2022.
Best year ever: 2023, with € 57,945 profit.
On average € 0 of value added per employee in 2023.
A new publication or filing at J&D Express? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J&D Express is Fayz Group VOF. Fayz Group VOF is also behind A&F EXPRESS, Express Nationalestraat and NW Market.
Directors
According to the 2025 annual accounts
Director · represented by FAYZ AFZAL
Also active at: A&F EXPRESS, Express Nationalestraat, NW Market
since 2024
Establishments
Establishment units
Physical locations of this company
Turnhoutsebaan 104
2100 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0662.849.302
- VAT number
- BE 0662.849.302
- Registered office
- Turnhoutsebaan 104, 2100 Antwerpen
- Names & denominations
- J&D Express
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 September 2016
- Peppol
- Active · Active since 14 Sept 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)