Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
AG & Y from Brugge, company number BE0662773680, closed financial year 2025 with a result of € -593 after tax. For that financial year AG & Y recorded a gross margin of € -363 and equity of € 4,011. Compared with financial year 2024, the result moved from € -384 to € -593. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 14, 2026.
€ 4,011
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -593
▼ 54 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -14,589.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | - | € -1,313 | - | € -363 | |
| Profit after taxes | € 0 | € -1,714 | € -384 | € -593 | ▼ € 209 |
| Equity | € 6,702 | € 4,989 | € 4,604 | € 4,011 | ▼ 13% |
| Total debts | € 7,509 | € 0 | € 0 | € 0 | |
| Cash | € 14,212 | € 24 | € 24 | € 1 | ▼ 97% |
| Retained profit | € -11,898 | € -13,611 | € -13,996 | € -14,589 | ▼ € 593 |
| Balance sheet total | € 14,212 | € 4,989 | € 4,604 | € 4,011 | ▼ 13% |
Key figures of AG & Y, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to AG & Y?
What happened at AG & Y in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 593. Source: NBB ↗
- Punam Sharma became a director. NBB
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 0 profit in 2022 to € 593 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AG & Y are Punam Sharma and Sharma Devendra.
Directors
According to the 2025 annual accounts
Punam Sharma
Manager
since 2018
Sharma Devendra
Director
Establishments
Establishment units
Physical locations of this company
Keizerstraat 23
8310 Brugge
Oostmeers 130
8000 Brugge
Active since 1 October 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0662.773.680
- VAT number
- BE 0662.773.680
- Registered office
- Keizerstraat 23, 8310 Brugge
- Names & denominations
- AG & Y
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 2016
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Hotels en dergelijke accommodatie
Activiteiten van eetgelegenheden met volledige bediening