Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TERCERA from Heist-op-den-Berg, company number BE0662702614, closed financial year 2025 with a result of € -64,447 after tax. For that financial year TERCERA recorded a gross margin of € 158,322 and equity of € 17,219. Compared with financial year 2024, the result moved from € 4,900 to € -64,447. The company made a loss. The buffer shrank hard: equity is 79 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 17,219
▼ 79% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -64,447
▼ still € 4,900 profit in 2024
Profit after tax over the fiscal year.
€ 7,083
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1,381.
People and assets in 2025
€ 172,597
▼ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,457
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 31,360
▼ 19% vs 2024
€ 7,729 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 89
▼ 98% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,479
▲ 31% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 165,000 | € 166,564 | € 222,503 | € 158,322 | ▼ 29% |
| Profit after taxes | € -27,600 | € -30,433 | € 4,900 | € -64,447 | ▼ € 69,347 |
| Equity | € 107,199 | € 76,766 | € 81,666 | € 17,219 | ▼ 79% |
| Total debts | € 88,848 | € 60,693 | € 84,347 | € 84,657 | |
| Cash | € 79,189 | € 37,755 | € 24,561 | € 7,083 | ▼ 71% |
| Retained profit | € 88,599 | € 58,166 | € 63,066 | € -1,381 | ▼ € 64,447 |
| Dividend | € 25,100 | € 0 | € 0 | € 0 | |
| Bank debt | € 27,122 | € 14,155 | € 38,790 | € 31,360 | ▼ 19% |
| Balance sheet total | € 196,047 | € 137,459 | € 166,012 | € 101,876 | ▼ 39% |
Key figures of TERCERA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERCERA?
What happened at TERCERA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 64,447 (▼ € 69,347 vs 2024). Source: NBB ↗
- Frederik Nuyens became a director. NBB
- Gerd De Ryck became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,600 loss in 2022 to € 64,447 loss in 2025.
Best year ever: 2024, with € 4,900 profit.
Paid out € 25,100 in dividends to the owners in total.
A new publication or filing at TERCERA? We notify you, reason included.
Follow TERCERADatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TERCERA are Frederik Nuyens and Gerd De Ryck. Gerd De Ryck is also behind STEGE.
Directors
According to the 2025 annual accounts
Frederik Nuyens
Director
since 2024
since 2024
Establishments
Establishment units
Physical locations of this company
Bergstraat 135
2220 Heist-op-den-Berg
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
WIX_COM, IL
Website info
Features
Security
Details
- Company number
- 0662.702.614
- VAT number
- BE 0662.702.614
- Registered office
- Bergstraat 135, 2220 Heist-op-den-Berg
- Names & denominations
- TERCERA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 September 2016
- Peppol
- Active · Active since 29 Jul 2024
- Contact
- restobar-brutal.be 015681068
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met beperkte bediening
Eetgelegenheden met volledige bediening