Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMOBILIÈRE GEMBLER from Nivelles, company number BE0662391422, closed financial year 2025 with a result of € 8,265 after tax. For that financial year IMMOBILIÈRE GEMBLER recorded a gross margin of € 116,479 and equity of € 178,022. Compared with financial year 2024, the result moved from € 8,687 to € 8,265. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 18, 2025.
€ 178,022
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,265
▼ 5% vs 2024
Profit after tax over the fiscal year.
€ 5,420
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -21,978.
Debts at end 2025
€ 1.1 million
▼ 8% vs 2024
€ 91,704 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 126,928 | € 86,350 | € 117,768 | € 116,479 | ▼ 1% |
| Profit after taxes | € 18,113 | € -22,673 | € 8,687 | € 8,265 | ▼ 5% |
| Equity | € 183,742 | € 161,069 | € 169,756 | € 178,022 | ▲ 5% |
| Total debts | € 1,332,873 | € 1,246,636 | € 1,155,510 | € 1,065,001 | ▼ 8% |
| Cash | € 41,371 | - | € 8,096 | € 5,420 | ▼ 33% |
| Land & buildings | € 1,447,933 | € 1,376,030 | € 1,298,787 | € 1,218,588 | ▼ 6% |
| Retained profit | € -17,655 | € -40,328 | € -30,244 | € -21,978 | ▲ € 8,265 |
| Bank debt | € 1,330,119 | € 1,242,490 | € 1,152,768 | € 1,062,289 | ▼ 8% |
| Balance sheet total | € 1,516,615 | € 1,407,705 | € 1,325,266 | € 1,243,023 | ▼ 6% |
Key figures of IMMOBILIÈRE GEMBLER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 November 2026.
What happened to IMMOBILIÈRE GEMBLER?
What happened at IMMOBILIÈRE GEMBLER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,265 (▼ 5% vs 2024). Source: NBB ↗
- New establishment in Nivelles. KBO
- Andrea GEMBLER became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 18,113 profit in 2022 to € 8,265 profit in 2025.
Best year ever: 2022, with € 18,113 profit.
A new publication or filing at IMMOBILIÈRE GEMBLER? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMOBILIÈRE GEMBLER is Andrea GEMBLER.
Directors
According to the 2025 annual accounts
Andrea GEMBLER
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Avenue Robert Schuman 122
1401 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
INFOMANIAK-AS, CH
DNS
OVH DNS
Domain
Domain
chocandco.com
Registered
2012-07-25
Registrar
OVH, SAS
Expires
2026-07-25
Website info
Features
Security
Network
Details
- Company number
- 0662.391.422
- VAT number
- BE 0662.391.422
- Registered office
- Avenue Robert Schuman 122, 1401 Nivelles
- Names & denominations
- IMMOBILIÈRE GEMBLER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 September 2016
- Peppol
- Not registered
- Contact
- chocandco.com
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen