Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
CHEZ ARNAUD from Charleroi, company number BE0661629971, closed financial year 2024 with a result of € -2,173 after tax. For that financial year CHEZ ARNAUD recorded a gross margin of € 28,091 and equity of € 36,908. Compared with financial year 2023, the result moved from € -3,840 to € -2,173. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ 36,908
▼ 6% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,173
▲ 43 % less loss than in 2023
Profit after tax over the fiscal year.
€ 6
▼ € 1,567 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 6,908.
People and assets in 2024
€ 2,843
▼ 77% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 194,702
▼ 7% vs 2023
€ 24,278 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 21,551
▲ 43% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 6,135
▲ 31% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 107,771 | - | - | - | |
| Gross margin | € 76,334 | € 17,475 | € 37,467 | € 28,091 | ▼ 25% |
| Profit after taxes | € 28,390 | € -37,124 | € -3,840 | € -2,173 | ▲ € 1,667 |
| Equity | € 105,044 | € 42,921 | € 39,081 | € 36,908 | ▼ 6% |
| Total debts | € 288,964 | € 361,713 | € 336,553 | € 329,509 | ▼ 2% |
| Cash | € 23,054 | € 5,051 | € 1,572 | € 6 | ▼ € 1,567 |
| Land & buildings | € 330,145 | € 335,415 | € 325,684 | € 315,953 | ▼ 3% |
| Retained profit | € 75,044 | € 12,921 | € 9,081 | € 6,908 | ▼ 24% |
| Bank debt | € 246,527 | € 233,906 | € 209,616 | € 194,702 | ▼ 7% |
| Balance sheet total | € 394,009 | € 404,633 | € 375,634 | € 366,416 | ▼ 2% |
| Employees (FTE) | 3 | - | - | - |
Key figures of CHEZ ARNAUD, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CHEZ ARNAUD?
What happened at CHEZ ARNAUD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 2,173. filed late Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
- Arnaud BARDIAUX became a director. NBB
In short
From € 28,390 profit in 2021 to € 2,173 loss in 2024.
Paid € 5,988 in corporate taxes since 2021.
Best year ever: 2021, with € 28,390 profit.
On average € 25,400 of value added per employee in 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Arnaud BARDIAUX
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Place Albert Ier 14
6041 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0661.629.971
- VAT number
- BE 0661.629.971
- Registered office
- Place Albert Ier 14, 6041 Charleroi
- Names & denominations
- CHEZ ARNAUD · SPRL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 August 2016
- Peppol
- Not registered
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening