Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BELINAMUR from Namur, company number BE0660912369, closed financial year 2025 with a result of € 112,921 after tax. For that financial year BELINAMUR recorded a gross margin of € 1 million and equity of € 266,280. Compared with financial year 2024, the result moved from € 138,341 to € 112,921. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 266,280
▼ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 112,921
▼ 18% vs 2024
Profit after tax over the fiscal year.
€ 491,160
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
10.6
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 736,551
▲ 3% vs 2024
€ 69,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 57,895
▲ 54% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 658,819
▼ 6% vs 2024
€ 44,775 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 163,629
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 100,799
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,159,035 | € 1,078,504 | € 1,009,669 | € 1,017,833 | ▲ 1% |
| Profit after taxes | € 345,649 | € 108,757 | € 138,341 | € 112,921 | ▼ 18% |
| Equity | € 545,262 | € 275,019 | € 353,360 | € 266,280 | ▼ 25% |
| Total debts | € 1,554,627 | € 1,842,170 | € 1,676,157 | € 1,746,198 | ▲ 4% |
| Cash | € 525,694 | € 474,266 | € 517,256 | € 491,160 | ▼ 5% |
| Land & buildings | € 642,751 | € 855,451 | € 823,336 | € 796,878 | ▼ 3% |
| Retained profit | € 104,262 | € 213,019 | € 291,360 | € 204,280 | ▼ 30% |
| Dividend | € 0 | € 0 | € 60,000 | € 200,000 | ▲ 233% |
| Bank debt | € 572,429 | € 743,261 | € 701,895 | € 658,819 | ▼ 6% |
| Balance sheet total | € 2,099,888 | € 2,117,189 | € 2,029,517 | € 2,012,479 | ▼ 1% |
| Employees (FTE) | 11.7 | 11.1 | 10.7 | 10.6 | ▼ 0.1 |
Key figures of BELINAMUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELINAMUR?
What happened at BELINAMUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 112,921 (▼ 18% vs 2024). Source: NBB ↗
- New establishment in Namur. KBO
- New establishment in Fernelmont. KBO
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
In short
From € 345,649 profit in 2022 to € 112,921 profit in 2025.
Paid € 178,246 in corporate taxes since 2022.
Best year ever: 2022, with € 345,649 profit.
On average € 96,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BELINAMUR are Pierre-Yves Bolly and Jérôme Nicolas. Pierre-Yves Bolly is also behind AQUALE.
Directors
According to the 2025 annual accounts
Jérôme Nicolas
Managing director
Establishments
Establishment units
Physical locations of this company
Chaussée de Marche(WD) 646
5100 Namur
Rue de Gozée 633
6110 Montigny-le-Tilleul
Active since 1 August 2022
Rue du Trou du Sart, ZI, Nov. 7
5380 Fernelmont
Active since 24 October 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0660.912.369
- VAT number
- BE 0660.912.369
- Registered office
- Chaussée de Marche(WD) 646, 5100 Namur
- Names & denominations
- BELINAMUR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 August 2016
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Schrijnwerk
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Vervaardiging van ander schrijn- en timmerwerk
Glaszetten
Vervaardiging van kunststofartikelen voor de bouw
Vervaardiging van metalen deuren en vensters