Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
TMImmo from Couvin, company number BE0660720349, closed financial year 2025 with a result of € 7,617 after tax. For that financial year TMImmo recorded a gross margin of € 45,515 and equity of € -18,079. Compared with financial year 2024, the result moved from € 12,711 to € 7,617. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -18,079
▲ € 7,617 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,617
▼ 40% vs 2024
Profit after tax over the fiscal year.
€ 110,393
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -24,279.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 70,391
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 222,710
▼ 13% vs 2024
€ 32,733 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 462
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 38,744 | € 46,494 | € 48,699 | € 45,515 | ▼ 7% |
| Profit after taxes | € 7,728 | € 15,285 | € 12,711 | € 7,617 | ▼ 40% |
| Equity | € -53,691 | € -38,406 | € -25,695 | € -18,079 | ▲ € 7,617 |
| Total debts | € 326,519 | € 311,142 | € 328,948 | € 296,909 | ▼ 10% |
| Cash | € 71,043 | € 77,678 | € 107,131 | € 110,393 | ▲ 3% |
| Land & buildings | € 108,826 | € 105,147 | € 101,467 | € 97,787 | ▼ 4% |
| Retained profit | € -59,891 | € -44,606 | € -31,895 | € -24,279 | ▲ € 7,617 |
| Bank debt | € 247,288 | € 225,581 | € 254,789 | € 222,710 | ▼ 13% |
| Balance sheet total | € 272,827 | € 272,736 | € 303,253 | € 278,830 | ▼ 8% |
Key figures of TMImmo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TMImmo?
What happened at TMImmo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,617 (▼ 40% vs 2024). Source: NBB ↗
- New establishment in Couvin. KBO
- Mélissa Chabot became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,728 profit in 2022 to € 7,617 profit in 2025.
Best year ever: 2023, with € 15,285 profit.
Management
Behind TMImmo is Mélissa Chabot. Mélissa Chabot is also behind Mélissa CHABOT Notaire.
Directors
According to the 2025 annual accounts
since 2016
Establishments
Establishment units
Physical locations of this company
Avenue de la Libération 106
5660 Couvin
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0660.720.349
- VAT number
- BE 0660.720.349
- Registered office
- Avenue de la Libération 106, 5660 Couvin
- Names & denominations
- TMImmo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 August 2016
- Peppol
- Active · Active since 1 Oct 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen