Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
FM AGENCY from Willebroek, company number BE0659707787, closed financial year 2025 with a result of € -148,444 after tax. For that financial year FM AGENCY recorded a gross margin of € -181 and equity of € -262,229. Compared with financial year 2024, the result moved from € -62,096 to € -148,444. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ -262,229
▼ € 148,444 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -148,444
▼ 139 % more loss than in 2024
Profit after tax over the fiscal year.
€ 4,966
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -290,829.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 74,386
▲ 39% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,826
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 360,350
▲ 4% vs 2024
€ 3,612 is repaid this year. At this pace the long-term loan is gone in ≈ 71 years.
€ 158,725
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,732
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 36,747 | € 1,992 | € 33,267 | € -181 | ▼ € 33,448 |
| Profit after taxes | € -46,411 | € -31,306 | € -62,096 | € -148,444 | ▼ € 86,348 |
| Equity | € -20,384 | € -51,690 | € -113,786 | € -262,229 | ▼ € 148,444 |
| Total debts | € 384,561 | € 367,648 | € 618,929 | € 574,092 | ▼ 7% |
| Cash | € 46,713 | € 40,958 | € 105,492 | € 4,966 | ▼ 95% |
| Retained profit | € -48,984 | € -80,290 | € -142,386 | € -290,829 | ▼ € 148,444 |
| Bank debt | € 213,482 | € 180,593 | € 348,074 | € 360,350 | ▲ 4% |
| Balance sheet total | € 364,176 | € 315,958 | € 505,143 | € 311,863 | ▼ 38% |
Key figures of FM AGENCY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FM AGENCY?
What happened at FM AGENCY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 148,444. Source: NBB ↗
- New establishment in Willebroek. KBO
- KOGENI BV became a director. NBB
- BRANON BV became a director. NBB
- New establishment in Willebroek. KBO
- Filip Mertens became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 46,411 loss in 2022 to € 148,444 loss in 2025.
Paid € 4,822 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FM AGENCY are Filip Mertens, KOGENI BV and BRANON BV. KOGENI BV is also behind FOROPRINT, PUNTGAAF, LPP Trade and Amplify Jewellery. BRANON BV is also behind Welkin & Meraki Operations, RES PULCHRAE, DE VROEY JEWELS and Amplify Jewellery.
Directors
According to the 2025 annual accounts
Filip Mertens
Director
since 2016
Director · represented by Inge Vercruysse
Also active at: FOROPRINT, PUNTGAAF, LPP Trade, Amplify Jewellery
since 2025
Director · represented by Ulrik Vercruysse
Also active at: Welkin & Meraki Operations, RES PULCHRAE, DE VROEY JEWELS, Amplify Jewellery
since 2025
Establishments
Establishment units
Physical locations of this company
Klaterstraat 35
2830 Willebroek
Dendermondsesteenweg 9
2830 Willebroek
Active since 1 July 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
UNIFIEDLAYER-AS-1 - Unified Layer, US
Domain
Domain
filipmertens.be
Registered
2009-10-13
Website info
Features
Security
Details
- Company number
- 0659.707.787
- VAT number
- BE 0659.707.787
- Registered office
- Klaterstraat 35, 2830 Willebroek
- Names & denominations
- FM AGENCY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 July 2016
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- filipmertens.be
- Activities · NACE
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