Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ASSURANCES MASSEM-KEMP from Saint-Léger (Lux.), company number BE0656757504, closed financial year 2025 with a result of € 123,973 after tax. For that financial year ASSURANCES MASSEM-KEMP recorded a gross margin of € 337,881 and equity of € 349,776. Compared with financial year 2024, the result moved from € 126,137 to € 123,973. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 9, 2026.
€ 349,776
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 123,973
▼ 2% vs 2024
Profit after tax over the fiscal year.
€ 280,912
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 117,647 paid out
95 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2.8
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 114,778
▲ 4% vs 2024
€ 41,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 19,726
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 78,650
▼ 27% vs 2024
€ 23,250 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 7,756
▼ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,095
▼ 35% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 247,683 | € 275,890 | € 347,597 | € 337,881 | ▼ 3% |
| Profit after taxes | € 86,033 | € 82,167 | € 126,137 | € 123,973 | ▼ 2% |
| Equity | € 225,146 | € 267,313 | € 343,450 | € 349,776 | ▲ 2% |
| Total debts | € 169,460 | € 160,499 | € 145,080 | € 104,676 | ▼ 28% |
| Cash | € 158,229 | € 155,593 | € 261,818 | € 280,912 | ▲ 7% |
| Land & buildings | € 71,747 | € 75,286 | € 63,799 | € 52,311 | ▼ 18% |
| Retained profit | € 206,596 | € 246,908 | € 323,045 | € 329,371 | ▲ 2% |
| Dividend | € 40,000 | € 40,000 | € 50,000 | € 117,647 | ▲ 135% |
| Bank debt | € 141,524 | € 135,212 | € 107,251 | € 78,650 | ▼ 27% |
| Balance sheet total | € 394,606 | € 427,812 | € 488,530 | € 454,452 | ▼ 7% |
| Employees (FTE) | - | - | 2.3 | 2.8 | ▲ 0.5 |
Key figures of ASSURANCES MASSEM-KEMP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES MASSEM-KEMP?
What happened at ASSURANCES MASSEM-KEMP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 123,973 (▼ 2% vs 2024). filed late Source: NBB ↗
- New establishment in Arlon. KBO
- Start of the company according to the CBE. KBO
In short
From € 86,033 profit in 2022 to € 123,973 profit in 2025.
Paid € 157,548 in corporate taxes since 2022.
Best year ever: 2024, with € 126,137 profit.
On average € 120,700 of value added per employee in 2025.
A new publication or filing at ASSURANCES MASSEM-KEMP? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue d'Udange, Meix-le-Tige 35
6747 Saint-Léger (Lux.)
Stockem, rue de la Posterie 42
6700 Arlon
Active since 17 June 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0656.757.504
- VAT number
- BE 0656.757.504
- Registered office
- Rue d'Udange, Meix-le-Tige 35, 6747 Saint-Léger (Lux.)
- Names & denominations
- ASSURANCES MASSEM-KEMP · MK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 June 2016
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars