Financials
Financial year 2025
OFAC + ASSURANCES from Arlon, company number BE0432425901, closed financial year 2025 with a result of € -67,876 after tax. For that financial year OFAC + ASSURANCES recorded revenue of € 3 million and equity of € 213,223. Compared with financial year 2024, the result moved from € 184,625 to € -67,876. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 213,223
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -67,876
▼ still € 184,625 profit in 2024
Profit after tax over the fiscal year.
€ 124,221
▼ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 194,673.
People and assets in 2025
€ 1.1 million
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 95,835
▲ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 136,416
▼ 52% vs 2024
€ 89,471 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 41
▼ € 67,670 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 153,436
▲ 42% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 2,604,063 | € 2,893,185 | € 3,063,260 | € 2,973,011 | ▼ 3% |
| Gross margin | € 1,229,331 | € 1,289,760 | € 1,320,065 | € 1,325,780 | |
| Profit after taxes | € 19,818 | € 148,029 | € 184,625 | € -67,876 | ▼ € 252,501 |
| Equity | € 348,445 | € 296,474 | € 281,099 | € 213,223 | ▼ 24% |
| Total debts | € 792,125 | € 1,019,936 | € 1,437,990 | € 426,004 | ▼ 70% |
| Cash | € 32,118 | € 481,206 | € 661,434 | € 124,221 | ▼ 81% |
| Retained profit | € 329,895 | € 277,924 | € 262,549 | € 194,673 | ▼ 26% |
| Dividend | € 0 | € 200,000 | € 200,000 | € 0 | ▼ 100% |
| Bank debt | € 547,365 | € 418,059 | € 283,312 | € 136,416 | ▼ 52% |
| Balance sheet total | € 1,140,570 | € 1,316,410 | € 1,719,089 | € 639,227 | ▼ 63% |
| Employees (FTE) | 18.3 | - | - | - |
Key figures of OFAC + ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OFAC + ASSURANCES?
What happened at OFAC + ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 67,876 (▼ € 252,501 vs 2024). filed late Source: NBB ↗
- New establishment in Libramont-Chevigny. KBO
- New establishment in Namur. KBO
- New establishment in Arlon. KBO
- Start of the company according to the CBE. KBO
In short
From € 19,818 profit in 2022 to € 67,876 loss in 2025.
Paid € 213,749 in corporate taxes since 2022.
Best year ever: 2024, with € 184,625 profit.
On average € 67,200 of value added per employee in 2022.
Management
The stake of GROUPE 3D comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
OFAC + ASSURANCESBehind OFAC + ASSURANCES are Frédéric PAULY, Odealim Belgium HoldCo SRL, Philippe DENIS and Caroline HUBIN. The shares are held by GROUPE 3D (100%).
Directors
According to the 2025 annual accounts
Frédéric PAULY
Director
Also active at: WALITAS, HOLISTICA, CENTRE DE SERVICES LUXVERT, FIVE INSURANCE COMPANY, GROUPE 3D
Director · represented by Romain DAUFOUY
Philippe DENIS
Director
Also active at: Secrétariat Social des Classes Moyennes, Service d'Assistance technique et de Gestion en faveur des Petites et Moyennes Entreprises, Caisse wallonne d'assurances sociales des classes moyennes - Caisse d'assurances sociales de l'Union des classes moyennes, Union des Classes Moyennes National, Association pour la Promotion des Editions en Faveur des Classes Moyennes, Mission régionale pour l'Emploi du Luxembourg, FIVE WALIMMO, UCM GUICHET D'ENTREPRISES AGREE +8 more
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de l'Hydrion 113
6700 Arlon
Chaussée de Marche(EP) 486
5101 Namur
Active since 1 September 2008
Recogne,Rue de Neufchâteau 18
6800 Libramont-Chevigny
Active since 4 August 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →Union des Classes Moyennes de la Province de Luxembourg
€ 150,047 gross margin · 2025
PROMELUX Confédération Luxembourgeoise des Associations de Commerçants et des Artisans
€ -9,057 gross margin · 2025
WALITAS same network
€ 167,098 gross margin · 2025
CENTRE DE SERVICES LUXVERT same network
€ 100,514 gross margin · 2025
MS MANAGEMENT & PARTICIPATIONS same network
€ 63,214 gross margin · 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0432.425.901
- VAT number
- BE 0432.425.901
- Registered office
- Rue de l'Hydrion 113, 6700 Arlon
- Names & denominations
- OFAC + ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 November 1987
- Peppol
- Active · Active since 20 Sept 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten