Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2026
MJ FINANCE from Tournai, company number BE0656555584, closed financial year 2026 with a result of € 12,732 after tax. For that financial year MJ FINANCE recorded a gross margin of € -4,878 and equity of € 180,566. Compared with financial year 2025, the result moved from € 11,603 to € 12,732. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 15, 2026.
€ 180,566
▲ 8% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,732
▲ 10% vs 2025
Profit after tax over the fiscal year.
€ 10,240
▼ 29% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 161,966.
People and assets in 2026
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 12,034
▲ 19% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 9,116
▲ 8% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € -7,542 | € -6,414 | € -4,633 | € -4,878 | ▼ € 245 |
| Profit after taxes | € 2,091 | € 9,821 | € 11,603 | € 12,732 | ▲ 10% |
| Equity | € 146,409 | € 156,231 | € 167,834 | € 180,566 | ▲ 8% |
| Total debts | € 692,881 | € 313,994 | € 280,380 | € 282,990 | ▲ 1% |
| Cash | € 448,959 | € 58,839 | € 14,491 | € 10,240 | ▼ 29% |
| Retained profit | € 127,809 | € 137,631 | € 149,234 | € 161,966 | ▲ 9% |
| Balance sheet total | € 839,290 | € 470,224 | € 448,213 | € 463,556 | ▲ 3% |
Key figures of MJ FINANCE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to MJ FINANCE?
What happened at MJ FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 12,732 (▲ 10% vs 2025). Source: NBB ↗
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
- Morgane JARDIN became a director. NBB
In short
From € 2,091 profit in 2023 to € 12,732 profit in 2026.
Paid € 13,815 in corporate taxes since 2023.
Best year ever: 2026, with € 12,732 profit.
A new publication or filing at MJ FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MJ FINANCE is Morgane JARDIN. It owns 99% of MJ INVEST itself.
Directors
According to the 2026 annual accounts
Morgane JARDIN
Director
since 2016
Establishments
Establishment units
Physical locations of this company
Allée Saint-Eleuthère(BL) 32
7522 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0656.555.584
- VAT number
- BE 0656.555.584
- Registered office
- Allée Saint-Eleuthère(BL) 32, 7522 Tournai
- Names & denominations
- MJ FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 June 2016
- Peppol
- Not registered