Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ESPEJO from Destelbergen, company number BE0656535590, closed financial year 2025 with a result of € -96,438 after tax. For that financial year ESPEJO recorded a gross margin of € 199,697 and equity of € 3.8 million. Compared with financial year 2024, the result moved from € -54,370 to € -96,438. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 3.8 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -96,438
▼ 77 % more loss than in 2024
Profit after tax over the fiscal year.
€ 26,291
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -621,626.
People and assets in 2025
1.3
Average over the fiscal year, from the social balance sheet.
€ 92,378
▲ 26% vs 2024
€ 71,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 79,728
▲ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 87,434
▲ 252% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,199
▼ 49% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 315,774 | € 339,563 | € 186,218 | € 199,697 | ▲ 7% |
| Profit after taxes | € -93,456 | € 76,005 | € -54,370 | € -96,438 | ▼ € 42,068 |
| Equity | € 3,923,176 | € 3,999,181 | € 3,944,811 | € 3,848,374 | ▼ 2% |
| Total debts | € 5,284,739 | € 5,304,078 | € 5,344,012 | € 6,403,327 | ▲ 20% |
| Cash | € 895,274 | € 93,222 | € 123,932 | € 26,291 | ▼ 79% |
| Land & buildings | € 666,115 | € 626,453 | € 586,791 | € 547,129 | ▼ 7% |
| Retained profit | € -546,824 | € -470,819 | € -525,189 | € -621,626 | ▼ € 96,438 |
| Balance sheet total | € 12,163,818 | € 12,250,354 | € 12,226,636 | € 13,179,734 | ▲ 8% |
| Employees (FTE) | 1.5 | 1.3 | 1.3 | 1.3 |
Key figures of ESPEJO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ESPEJO?
What happened at ESPEJO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Filip De Spiegeleire stepped down as director. NBB
- Kathia Snick stepped down as director. NBB
- Victor De Spiegeleire stepped down as director. NBB
- Thomas De Spiegeleire stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 96,438. Source: NBB ↗
- Filip De Spiegeleire became a director. NBB
- Kathia Snick became a director. NBB
- Victor De Spiegeleire became a director. NBB
In short
From € 93,456 loss in 2022 to € 96,438 loss in 2025.
Paid € 9,175 in corporate taxes since 2022.
Best year ever: 2023, with € 76,005 profit.
On average € 153,600 of value added per employee in 2025.
A new publication or filing at ESPEJO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
It owns 100% of Depot 52, 100% of Gwalpe, 100% of Leopold Van de Casserie, 80% of Boulangerie Bloch, 80% of Loods 13 and 25% of Logivest itself.
Directors
According to the 2025 annual accounts
Filip De Spiegeleire
Managing director
Also active at: LABORATORIA QUALIPHAR, GWALPE, PANISTAR, LOODS 13, DEPOT 52
since 2026 · until 2031
since 2026 · until 2031
since 2026 · until 2031
Thomas De Spiegeleire
Director
since 2026 · until 2031
Establishments
Establishment units
Physical locations of this company
Schaessestraat 13
9070 Destelbergen
Oude Pontweg 4
9831 Sint-Martens-Latem
Active since 7 September 2016
Torhoutse Steenweg 246
8200 Brugge
Active since 9 June 2016
Houtstraat 46
9070 Destelbergen
Active since 25 May 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0656.535.590
- VAT number
- BE 0656.535.590
- Registered office
- Schaessestraat 13, 9070 Destelbergen
- Names & denominations
- ESPEJO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 June 2016
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Activiteiten van holdings
Holdings