Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
123 Créa from Herve, company number BE0655921918, closed financial year 2025 with a result of € -53,258 after tax. For that financial year 123 Créa recorded a gross margin of € 83,841 and equity of € -14,818. Compared with financial year 2024, the result moved from € -3,916 to € -53,258. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ -14,818
▼ € 53,258 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -53,258
▼ 1260 % more loss than in 2024
Profit after tax over the fiscal year.
€ 109,879
▲ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -59,818.
People and assets in 2025
€ 81,136
▼ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,792
▲ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 71,993
▼ 37% vs 2024
€ 39,920 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 11,321
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,659
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 351,131 | € 281,501 | - | - | |
| Gross margin | € 124,968 | € 86,592 | € 121,913 | € 83,841 | ▼ 31% |
| Profit after taxes | € 3,541 | € -4,910 | € -3,916 | € -53,258 | ▼ € 49,342 |
| Equity | € 47,267 | € 42,357 | € 38,440 | € -14,818 | ▼ € 53,258 |
| Total debts | € 145,389 | € 209,553 | € 433,715 | € 463,520 | ▲ 7% |
| Cash | € 61,947 | € 47,501 | € 85,852 | € 109,879 | ▲ 28% |
| Retained profit | € 2,267 | € -2,643 | € -6,560 | € -59,818 | ▼ € 53,258 |
| Bank debt | € 41,155 | € 28,418 | € 114,901 | € 71,993 | ▼ 37% |
| Balance sheet total | € 192,656 | € 251,910 | € 472,155 | € 448,702 | ▼ 5% |
Key figures of 123 Créa, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to 123 Créa?
What happened at 123 Créa in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 53,258. Source: NBB ↗
- Julien DESMARE became a director. NBB
- George DESMARE became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,541 profit in 2022 to € 53,258 loss in 2025.
Paid € 625 in corporate taxes since 2022.
Best year ever: 2022, with € 3,541 profit.
A new publication or filing at 123 Créa? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind 123 Créa are Julien DESMARE and George DESMARE. Julien DESMARE is also behind IBEXA and TJD INVEST.
Directors
According to the 2025 annual accounts
since 2023
George DESMARE
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de l'harmonie 5
4650 Herve
Rue du Dossay 3
4020 Liège
Active since 3 June 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Google Workspace
Hosting
CBLUE-AS, BE
DNS
OVH DNS
Domain
Domain
123crea.eu
Registrar
OVH SAS
Website info
Features
Security
Details
- Company number
- 0655.921.918
- VAT number
- BE 0655.921.918
- Registered office
- Rue de l'harmonie 5, 4650 Herve
- Names & denominations
- 123 Créa
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 June 2016
- Peppol
- Active · Active since 26 Dec 2025
- Contact
- 123crea.eu
- Activities · NACE
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