Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
Financials
Financial year 2024
BUDY - Business Dynamics from Namur, company number BE0655714753, closed financial year 2024 with a result of € -30,445 after tax. For that financial year BUDY - Business Dynamics recorded a gross margin of € -22,304 and equity of € -1,816. Compared with financial year 2023, the result moved from € 18,650 to € -30,445. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2025.
€ -1,816
▼ € 30,445 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -30,445
▼ still € 18,650 profit in 2023
Profit after tax over the fiscal year.
€ 34,957
▲ € 34,765 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -20,416.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 101,490
▲ € 99,326 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 39,187
▲ 68% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | - | € -3,420 | € 42,092 | € -22,304 | ▼ € 64,396 |
| Profit after taxes | € 2,072 | € -706 | € 18,650 | € -30,445 | ▼ € 49,095 |
| Equity | € 22,485 | € 21,779 | € 28,629 | € -1,816 | ▼ € 30,445 |
| Total debts | € 25,955 | € 27,593 | € 65,519 | € 140,690 | ▲ 115% |
| Cash | - | € 1,418 | € 192 | € 34,957 | ▲ € 34,765 |
| Retained profit | € 10,085 | € 9,379 | € 10,029 | € -20,416 | ▼ € 30,445 |
| Dividend | € 0 | € 0 | € 18,000 | € 0 | ▼ 100% |
| Bank debt | € 118 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 48,439 | € 49,372 | € 94,149 | € 138,874 | ▲ 48% |
Key figures of BUDY - Business Dynamics, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BUDY - Business Dynamics?
What happened at BUDY - Business Dynamics in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 30,445 (▼ € 49,095 vs 2023). Source: NBB ↗
- New establishment in Assesse. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,072 profit in 2021 to € 30,445 loss in 2024.
Paid € 30,509 in corporate taxes since 2021.
Best year ever: 2023, with € 18,650 profit.
Paid out € 18,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BUDY - Business Dynamics is JEAN-PHILIPPE MONMART.
Directors
According to the 2024 annual accounts
JEAN-PHILIPPE MONMART
Director
Establishments
Establishment units
Physical locations of this company
Rue de Jambes(DV) 92
5100 Namur
Rue du Centenaire 40
5336 Assesse
Active since 16 June 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0655.714.753
- VAT number
- BE 0655.714.753
- Registered office
- Rue de Jambes(DV) 92, 5100 Namur
- Names & denominations
- BUDY - Business Dynamics
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 May 2016
- Peppol
- Active · Active since 30 Sept 2025
- Activities · NACE
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